Skip to main content

Author: admin

Digital Marketing Experience Strategy: Where real emotion is the key factor in the Car buying Journey

I. 2026 Automotive Market Outlook: When Horsepower Is No Longer the Sole Game-Changer

By 2026, the global automotive industry is undergoing a comprehensive restructuring. After the market surpassed the $2.75 trillion threshold in 2025, Electric Vehicle (EV) sales surged by 35% in just one year, with a CAGR of 6.85%doubling the industry average. This is no longer just a race of technology; it is a race of evolving customer expectations.

Global Automotive Market Outlook 2025 

 Source: Mordor Intelligence

In Vietnam, the competition is even more cutthroat. New entrants like BYD, JAECOO, and Chery are aggressively penetrating the market, VinFast is accelerating its expansion, while Toyota and Hyundai maintain their dominance through accumulated brand equity. Customers today do not lack options; they lack a compelling reason to choose one specific brand over another.

In this landscape, the car-buying journey has been completely redefined. Customers no longer visit showrooms to learn about a vehicle; they arrive only when they are at the brink of a final decision. 92% of buyers conduct extensive online research before setting foot in a dealership, and 78% confirm that their digital journey directly impacts their brand perception (InsightAsia, n=762). A brand’s victory or defeat is often decided on a smartphone screen long before the test drive.

Impact of the Digital Journey on Automotive Customer Experience 

Source: Novaon Digital

The paradox lies here: while product quality remains the leading purchase driver at 92%, it has become a baseline “standard” that every brand claims equally. When product specifications reach parity, the true differentiator is no longer the technical specs, but how a customer perceives the brand at every micro-moment of their journey.

The winning brands are not those with the deepest pockets, but those who understand that customers aren’t just buying a carthey are buying a better version of themselves. This is why Brand Experience has emerged as the definitive competitive advantage in 2026.

II. Three Pillars of Building Brand Experience in the New Automotive Era

If the market outlook explains “Where is the market going?”, this section addresses the more practical question every CMO is asking: “What must my brand do differently?”

The following three pillars are not just a checklist of features to implement; they are the three principles shaping how an automotive brand builds a genuine connection with customers in 2026 through an integrated digital communication strategy.

3 Pillars of Building Automotive Brand Experience in the Digital Environment 

Source: Novaon Digital

Pillar 1: Human-Centric Content – When Real Emotion Becomes the Ultimate Competitive Edge

For years, the automotive industry has poured massive budgets into “perfect” cinematography: cars gliding through desolate mountain passes accompanied by epic soundtracks. Beautiful? Yes. Expensive? Absolutely. But to the modern viewer, they are becoming increasingly invisible. The reason is simple: customers don’t buy cars from corporations; they buy from people they trust. And that trust isn’t built through post-production effectsit’s built through authenticity.

On social media, a video has less than two seconds to hook a viewer before they swipe away. The only thing that works in that window is a “human moment”a real face, a relatable situation, or a story where the viewer sees themselves. This is why showroom staff and technical teams, rather than models or actors, have become a brand’s most valuable assets.

Mohawk Chevrolet in New York is a prime example. This dealership turned its TikTok into a The Office-style mockumentary series. It garnered millions of views, spiked showroom foot traffic, and even caught the attention of GM’s CEOall without a million-dollar production budget. They simply used real people and real creativity.

Mohawk Chevrolet enhances Brand Experience with authentic, humorous content. 

Source: Novaon Digital

The fundamental shift here isn’t about the format; it’s about the perspective. Instead of asking, “How can we make the car look its best?”, leading brands are asking: “How does this car help the customer become a better version of themselves?” This is the transition from Product-Centric Content to Human-Centric Content, and it requires a Brand Experience mindset across every touchpoint.

Pillar 2: “Localized” Storytelling – Transforming Global Brands into Local Connections

The 2026 Vietnamese auto market presents a paradox: customers have more choices than ever, yet brands are harder to differentiate than ever. When BYD, JAECOO, Toyota, and Hyundai all boast sleek showrooms and polished campaigns, the true differentiator is no longer the car’s featuresit’s the brand’s ability to make customers see their own lives reflected in its story.

Buyers don’t just ask, “Is this car beautiful?” They ask, “Does this car fit my life?” This is why the “In the Wild” strategyplacing vehicles in local, real-world contexts like a Hanoi street corner, a Saigon sidewalk café, or the Hai Van Passcreates an emotional resonance that no studio can replicate.

The Renault 5 relaunch illustrates this perfectly. By reviving a legendary model as an EV, Renault didn’t erase the past; they turned it into a bridge. Customers aren’t just buying a new electric car; they are buying into a soulful, evolving narrative. In Vietnam, every brand has its own “heritage” to tap intobe it a long history of reliability, bold innovation, or simply a salesperson who has served generations of the same family.

The Key Takeaway: Effective storytelling is not a one-off campaign; it is an organizational capability. In an era where cultural trends emerge and vanish in a week, silence between launches equals brand erosion. Leading brands don’t run disjointed campaigns; they build a continuous storytelling ecosystem consistent with their brand identity to deliver a seamless Brand Experience.

Pillar 3: Building a “Trust Shield” in the EV Era

The biggest barrier to EV adoption isn’t technologyit’s psychology. Customers don’t doubt that EVs run well; they doubt if an EV fits their specific lifestyle. What is the actual range? Where do I charge on a road trip? What are the long-term costs? These are questions that brochures and spec sheets can never answer convincingly. Only real-world evidence from real people can.

This is why Social Proof has become the most critical brand weapon in the EV era. We’re not talking about staged testimonials, but organic, raw content found exactly where customers search for information: TikTok late at night, Facebook community groups, or long-form YouTube reviews. When a real user shares their EV journeyincluding both the perks and the minor inconveniencesthat content carries more weight than any ad campaign.

VinFast EVs enhance customer experience through authentic review content. 

Source: Novaon Digital

Smart brands don’t wait for users to create this content; they proactively cultivate environments where these stories happen. This ranges from encouraging showroom teams to share daily “behind-the-scenes” EV tips to building communities where users can support one another through the transition. By doing this, the brand stops being a “seller” and becomes a trusted companion in a major life decision.

Looking at how VinFast rolled out its electric scooters in Vietnam, this principle is clear: instead of relying solely on TVCs, the brand maintains a constant presence on TikTok and Facebook with relatable content that places the vehicle in everyday settings. The message isn’t just “This bike is good,” but rather “This bike is a part of your lifestyle.” And that is exactly what a customer needs to hear before making the switch.

Đây là phần hoàn thiện cuối cùng của bài viết, được trau chuốt với các thuật ngữ chuyên sâu về Marketing và Quản trị thương hiệu để tạo nên một cái kết ấn tượng và chuyên nghiệp.

III. Leveraging “Temporal Touchpoints”: The 2026 Brand Experience Calendar

No matter how robust a brand strategy is, it requires the right timing to achieve maximum impact. Below are key milestones throughout the year when consumer attention naturally converges on the automotive sectorpresenting prime opportunities to amplify the experience rather than simply pushing advertisements.

Recommended Timeline for Automotive Digital Media Campaigns 

Source: Novaon Digital

  • March & September – “Car Upgrade Season”: During these windows, the “desire for renewal” is at its peak, coinciding with new model launch cycles. This is the ideal time to tell stories of new beginnings rather than just running price-driven promotions.
  • September 9th – World EV Day: A day when the global conversation centers entirely on electric mobility. It is the perfect moment to activate and aggregate the “EV Diary” strategy cultivated throughout the year.
  • October 2nd – Name Your Car Day: An underutilized opportunity that offers a unique competitive edge. A simple car-naming mini-game can spark a wave of organic User-Generated Content (UGC), reminding the market that the brand deeply understands the emotional bond between man and machine.

Expert Insight

From the current market landscape and behavioral insights, it is clear that 2026 is no longer a race of advertising budgets or reach. Instead, it is a quest to build trust and create genuine value for a customer base that is increasingly sophisticated and discerning.

While the automotive market continues to grow, purchase decisions are now driven by peace of mind, a sense of long-term companionship, and perceived value, rather than mere reactions to short-term messaging or discounts. This shifts Brand Experience to the center stage. To earn customer trust and advocacy, brands must ensure absolute consistencyfrom social media content and showroom interactions to the post-purchase journey.

At Novaon Digital, Brand Experience is deployed as a holistic system powered by the SCT Model (Strategy, Creative, and Technology) operating in tandem. This integrated approach enables automotive brands to not only remain agile in a fluctuating market but also to build sustainable relationships with customers that extend far beyond a single campaign.

The strategy of using AI Marketing in FMCG communication materials helps enhance the brand experience

I. The Current Landscape and the AI Marketing Paradox in the FMCG Customer Journey

According to reports by MMA and Decision Lab, 89% of Vietnamese enterprises have integrated AI into their marketing strategies. Within the FMCG sector, AI is demonstrating clear value at the operational level: automating creative production, optimizing media buying, and personalizing messaging for specific micro segments. A prime example is Nestlé’s use of Google AI to deliver 50,000 personalized Lunar New Year greetings, which resulted in a 23% increase in brand favorability.

However, a paradox is emerging: most businesses are stalled at the “more, faster, cheaper” stage, overlooking the emotional layer where FMCG purchasing decisions are truly formed. While hundreds of content variations are distributed continuously, the lack of a unified experience architecture often leads to increased reach at the expense of emotional resonance.

Forward thinking brands are pivoting: shifting from “AI for productivity” to “AI for empathy.” As Dr. Soumik Parida from RMIT Vietnam observes, the true power of AI lies not in creative automation, but in its ability to elevate storytelling and deepen customer engagement.

AI is only effective when guided by a Brand Experience (BX) mindset. AI acts as an amplifier; it scales what the brand already possesses. If the BX foundation is weak, AI merely scales fragmentation.

To understand how this philosophy is applied in practice, we spoke with Mr. Nguyen Huu Tai, Account Director at Novaon Digital. A strategic communications expert with over 13 years of experience in the FMCG industry, Mr. Tai has collaborated with major brands including Vinamilk, Kido Group, Nutifood, Want Want, and Kewpie.

Question 1: From your perspective working directly with FMCG brands, how is the application of AI in creative production transforming the customer brand experience?

Answer:

 AI is actively driving business growth for pioneering FMCG brands, particularly at the operational level. In the dairy and beverage sectors, AI analyzes regional and temporal purchasing behavior to adjust messaging based on context: emphasizing energy in the morning and family care in the evening. We are seeing higher CTRs, improved conversion rates, and reduced media costs. This is a significant leap forward.

However, after years of working directly with FMCG labels, I have identified a critical limitation. FMCG is an industry driven by rapid decision making and consumer emotion; shoppers do not deliberate for long. They choose based on habit and accumulated brand memory. Therefore, brand strength does not reside in a single piece of content, but in an emotional structure repeated consistently enough to build familiarity.

The Impact of AI on Brand Experience from a Content Production Perspective

Source: Novaon Digital

The underlying issue is that most brands utilize AI to optimize individual touchpoints rather than designing a unified experience architecture. Hundreds of content variations are generated continuously, each optimized according to its own isolated metrics. Consequently, while brand visibility becomes more frequent, recall rates do not increase proportionally. Engagement may rise, yet emotional depth fails to follow.

AI empowers brands to achieve broader coverage, but coverage is not synonymous with building memory. When a purchasing decision occurs in a matter of seconds, the advantage always belongs to the brand that has previously secured “top of mind” status, not necessarily the brand that appeared most frequently in the past week.

Question 2: In your opinion, how should AI be leveraged to help FMCG brands understand and connect more deeply with their customers?

Answer: 

I believe we must re evaluate the role of AI within the FMCG sector. If AI remains limited to producing content faster and in greater volume, it will fail to create deeper connections. The true revolution begins only when AI evolves from a content production tool into an experience architect.

Firstly, AI can “breathe life” into digital media assets if it is integrated into creative thinking from the very beginning. A TVC or short form video should no longer be a static, fixed version; it can be adjusted based on consumption context, geography, timing, or prior behavior. When content accurately reflects the viewer’s real life circumstances, it becomes more vivid and relatable, moving beyond a mere advertisement optimized for metrics.

Secondly, hyper personalization should not be interpreted as the mechanical creation of thousands of different versions. The key is to build a scalable creative system where every variation adheres to the same aesthetic standards and brand positioning. While AI can process data and deliver the right message to the right segment, the visual structure, tone of voice, and core emotional resonance must be designed with consistency from the outset. Personalization must sharpen the brand identity, not dilute it.

Four Strategic AI Applications for Deeper Consumer Connection: Insights from Mr. Nguyen Huu Tai

Source: Novaon Digital

Thirdly, AI enables the transformation of passive content into interactive experiences. Packaging can now trigger personalized mini games; a social campaign can respond dynamically based on user choices; and AR applications can project products directly into a consumer’s physical space. When consumers participate rather than merely observe, they do more than memorize a message—they form a personal experience with the brand.

Finally, to prevent these efforts from becoming a fragmented content matrix, brands require a robust identity protection mechanism. AI can afford to be flexible at the level of expression, but it must remain steadfast at the level of positioning. Every variation must anchor back to the same value system and core emotional driver. Without this layer of control, personalization risks dismantling the very brand equity we aim to build.

When AI is assigned its proper role, it does more than help a brand understand the consumer—it ensures the brand appears at the right moment, within the right context, and with the right emotional resonance. In the FMCG sector, where purchasing decisions are instantaneous, this precision is what creates a genuine connection.

II. The FMCG Content Revolution: Transitioning from Production Tool to Experience Architect through Brand Assets

While the initial phase of AI adoption in FMCG focused on cost efficiency, the next wave is completely redefining the narrative. The most fundamental shift is the ability to transform brand assets from static to dynamic states. A single concept can now be adjusted for geography, timing, user behavior, and consumption cycles—generating thousands of variations within 48 to 72 hours, a process that previously took weeks.

Coca-Cola serves as a definitive case study. Their 2023 “Masterpiece” campaign utilized Stable Diffusion AI to breathe life into works by Van Gogh, Vermeer, and Turner, turning every TVC frame into a unique visual experience. Following this, the “Create Real Magic” platform empowered consumers to generate their own AI brand assets, garnering over 120,000 interactions in just 11 days. Media assets are no longer a one way broadcast; consumers are now active co creators.

Coca-Cola’s international AI-driven “Masterpiece” campaign generated significant engagement and resonance among global consumers.

Source: Novaon Digital

In Vietnam, this trend is manifesting through various formats: virtual brand ambassadors, GenAI video, interactive AR packaging, and context aware emotional chatbots. The common thread is that a brand asset is no longer a fixed product approved once; it is a content system capable of adapting to each individual user.

However, as scale increases to thousands of variations, the primary risk is not technical, it is brand dilution. The solution is not to limit AI, but to establish an immutable set of principles regarding core emotion, visual language, and tone of voice. This ensures AI remains flexible in delivery while staying loyal to the positioning. When this framework is correctly established, hyper personalization sharpens the brand’s image in the eyes of the consumer rather than blurring it.

Question 3: Given current AI technological advantages, could you share specifically how FMCG brands should transform media assets into personalized interactive experiences, particularly within today’s Social-first campaigns?

Answer: 

In a Social-first environment, content cannot remain a one way broadcast. It must possess the ability to respond and adapt to each user. Otherwise, the brand is simply struggling to cut through an already saturated information stream.

AI facilitates the transition of media assets from a static to a dynamic state. Instead of a single fixed video for the entire market, brands can design an “open” content architecture. Here, messaging and imagery are adjusted based on real time data such as location, access time, or prior interaction behavior.

For instance, in the beverage industry, the same campaign could display differently during a sweltering afternoon in the South versus a cool evening in the North. The viewer no longer feels they are watching a mass market advertisement; they perceive content that is relevant to their immediate circumstances.

The Evolving Role of Content in the AI Era

Source: Novaon Digital

However, the differentiator is not merely changing images or text. The true power lies in real time transformation. When a user finishes a video, interacts with a post, or participates in a mini game, the system can instantly adjust the subsequent content they encounter. Consequently, the communication journey becomes a continuous feedback loop rather than a series of fragmented touchpoints.

In a Social-first context, where algorithms prioritize content that drives retention and deep interaction, AI optimizes not only distribution but the internal experience of the content itself. Content is no longer something to be viewed; it is something to be inhabited and responded to.

When designed correctly, every customer feels they are the protagonist of the brand story. In the FMCG sector, where product differentiation is increasingly narrowing, this sense of “exclusivity” is exactly what creates a sustainable competitive advantage.

Question 4: In practical implementation, how can FMCG brands maximize AI’s large scale media production capabilities while ensuring that each personalized asset remains consistent with a brand identity built over many years?

Answer: 

Real Connection does not stem from personalizing as much as possible, but from personalizing within the right context while maintaining a consistent emotional journey. There are three core elements to achieving this.

First, shift from informational personalization to contextual personalization. Rather than just swapping text based on age or gender, AI must understand where the customer is in their day, their mood, and their consumption cycle. For the same product, a nutritional message for the morning is entirely different from a family dinner message.

Second, balance AI and human intelligence. If left entirely to algorithms, brand messaging becomes cold and disjointed. AI handles data processing and scalability, while humans safeguard the emotion, storytelling, and brand spirit.

Third, construct a seamless emotional journey. Many FMCG organizations optimize individual channels according to isolated KPIs, which creates localized performance but fractures the overall experience. AI must act as a cross platform data connection layer, ensuring consumers do not just see personalized content but experience a coherent brand narrative.

When these three elements are synchronized, AI ceases to be a mass production machine and becomes a platform that helps the brand appear in the right context, uphold its identity, and nurture emotions throughout the journey.

III. Real Connection in the AI Era: The Secret to Scaling Emotional Impact for FMCG Brands via Media Assets

When AI can produce content at an unlimited scale, the real question is no longer “how to create more” but “how to ensure each asset resonates with the right emotion, for the right person, at the right time.” This is a challenge that technology alone cannot solve.

The most critical shift is moving from demographic personalization to Contextual Intelligence, understanding not just who the consumer is, but where they are in their day, what they are feeling, and what they need. When AI correctly interprets that context and adjusts assets in real time, the brand no longer “interrupts” the consumer’s life but appears as a natural part of it.

Novaon Digital applies AI in a campaign to create a personalized photography experience with NOBO for employees. 

Source: Novaon Digital

However, the power of data is only realized when guided by human intuition. AI processes behavioral signals and scales operations, but humans must define the narrative, maintain the core emotional driver, and ensure every asset carries the brand spirit. Optimizing for data precision at the cost of emotional warmth is a trap many brands currently fall into.

Ultimately, no real connection is formed without a consistent emotional journey. When each channel pursues its own KPIs, consumers see multiple pieces of content from the same brand, yet each touchpoint tells a different story, silently eroding the very brand memory being built. In its proper role, AI serves as the cross platform data bridge, turning disjointed touchpoints into a seamless journey.

Real Connection does not come from a single viral campaign; it comes from an emotional structure built sustainably, consistently, and continuously over time.

Question 5: A common concern is that AI will make communication content feel less authentic. In your view, what truly creates a “Real Connection” with customers, and what role does AI play in that journey?

Answer: 

The issue does not lie with AI itself, but in the fact that many brands use AI as a shortcut to bypass the most crucial step: consumer empathy.

Real Connection does not come from a tool. It comes from the ability to perceive where consumers are in their lives, what they need, and what they are feeling. An authentic message is not defined by whether it was written by a human or an AI, but by whether it makes the viewer feel “this was made for me.”

I often use this analogy: AI is like a highly sophisticated speaker system that amplifies sound to millions of people with high precision. But if what you feed into the microphone is a hollow message devoid of real emotion, no matter how modern the speakers are, the listener will still sense the soul-lessness. AI amplifies what a brand already possesses, both its strengths and its weaknesses.

Before investing in any AI tool, a brand must answer a fundamental question: where does empathy sit within our strategy? If the answer is vague, AI will only distribute that vagueness at a larger scale.

IV. The Future of Communication Professionals and the Role of Agencies in an AI-First Era

The trend of FMCG corporations building in-house AI teams is becoming inevitable, helping brands master speed, optimize costs, and secure data. Yet a paradox remains: when AI tools are “democratized,” differentiation no longer lies in the technology but in strategic thinking. Internal teams, despite their deep product knowledge, can suffer from blind spots due to a narrow perspective. This is where Agencies redefine their role: no longer as production houses, but as experience architects helping brands maintain consistency across the entire customer journey.

The traditional “campaign based” model is giving way to Adaptive Marketing, where brands operate as continuous learning systems: capturing market signals, adjusting content in real time, and blurring the lines between campaign phases and daily operations.

To achieve this, the foundation must be built in the correct order. The most common mistake today is pouring budgets into AI tools before data infrastructure is ready. AI is only as smart as the data it is fed; if data is fragmented, AI simply optimizes errors at a faster rate. Simultaneously, staff training must go beyond teaching how to use a tool to fostering an AI-first mindset: content creators who understand data, and data analysts who understand brand emotion.

Ultimately, as AI becomes a shared asset, the core question is no longer about choosing between In-house or Agency, but rather: “What unique value are humans contributing that AI cannot yet replace?” This is the very challenge we wanted to hear Mr. Tai’s perspective on.

Question 6: When FMCG brands build their own in-house AI content capabilities, they essentially hold an automated production tool. In that context, what is the core value that keeps Marketing experts from being replaced?

Answer:

I think this question needs to be reframed slightly. It is not about “how to avoid being replaced” but “what value am I creating that AI cannot.”

After years of working directly with FMCG labels, I see a gap that requires a human touch regardless of how good the tools are.

First is the ability to interpret market context. Data tells you what consumers are doing, but it does not explain how they feel, what stories are unfolding in the market, or how buyer psychology is shifting. Those signals often come from hands-on experience rather than reports.

Core values that prevent Marketing experts from being replaced in the AI era. 

Source: Novaon Digital

Second is maintaining brand consistency over time. AI can optimize exceptionally well for individual campaigns, but brands are built over years. Ensuring that every piece of content aligns with the long term positioning and emotional identity requires active human leadership.

Third, and perhaps most importantly, is the ability to recognize when not to follow AI. This is not because AI is technically wrong, but because there are moments when a message, despite being optimized for metrics, is inappropriate for the external reality. For example, a beverage campaign with the message “Chill out – Unlimited Party” might have high predicted metrics, but it would be tone-deaf if the community is currently focused on natural disaster relief or sensitive social events. That judgment call is not found in any algorithm; it remains a human strength.

Question 7: Given the unstoppable wave of AI development, could you share some advice for FMCG CMOs looking to invest in AI to enhance brand experience?

Answer: 

I observe a common pattern in many FMCG organizations: AI budgets are rising rapidly, but results are not proportional. The cause usually isn’t the tool, but the investment priority.

My first advice: build the data foundation before buying the tool. AI is only as smart as the data it operates on. If your data is fragmented across channels, even the best tool will just optimize the wrong things faster.

Simultaneously, invest in people before technology. Don’t just train them on tools; build an AI-first mindset where creative teams understand data and data teams understand brand emotion. The boundary between creative and analytics is blurring, and the teams that cross that boundary will have a more sustainable advantage than any tool.

Finally, I think brands should start viewing marketing as a continuous learning system rather than a series of isolated campaigns. In the AI era, effective marketing is the ability to capture market signals, adjust content in real time, and accumulate insights through every cycle. That is Adaptive Marketing, and it is the direction for leading FMCG brands.

Thank you for these insights!

10 Brand Experience Trends for Winning Gen Z in Banking & Finance 2026 

As Gen Z continues to play a central role in the digital financial ecosystem, understanding their behavior and experience expectations has become a decisive factor for Banking & Finance brands. This article first clarifies the most prominent Gen Z insights, then systematizes Brand Experience trends aligned with the 2026 context. Following this logic, the opening section focuses on decoding the shift in financial behavior and bank selection criteria among this generation. 

1. Decoding Gen Z Insights and Strategic Implications for Brand Experience in Banking & Finance 

In recent years, Gen Z is no longer a future customer segment for the Banking & Finance industry, but an active user group with clearly defined financial behaviors. Below are the core insights shaping how Gen Z approaches financial services today. 

Insight 1: Trust is shifting away from traditional banks 

According to a survey by Q&Me, only 22% of Gen Z trust traditional banks, while 54% place their trust in fintech companies. This indicates that Gen Z’s trust is no longer tied to brand scale or legacy, but is formed through real experiences such as transparency, responsiveness, and a sense of control over services. 

However, many banks still approach Gen Z by emphasizing credibility, history, or institutional position rather than demonstrating real experience. One-way, declarative communication makes messages less convincing to a generation that tends to verify information before trusting. 

Insight 2: Smartphone-first access is the default, not an option 

Data from Statista shows that 70% of Gen Z perform banking transactions via smartphone, and the Gen Z mobile banking user segment is projected to grow the fastest by 2026. This reflects that smartphones are not merely transaction tools, but daily platforms where Gen Z interacts with services, manages finances, and evaluates brands. 

Despite this, many brands still treat mobile as a supporting channel rather than the experience core. Heavy investment in communication without optimizing the in-app user journey can create a gap between brand image and actual experience. 

Insight 3: Financially aware but lacking a solid knowledge foundation 

According to SingSaver, 85% of Gen Z have started saving and investing before the age of 22, while OECD data indicates that only about 30% of adults in Vietnam possess basic financial literacy. This shows a high level of interest, yet Gen Z’s financial knowledge is largely shaped by social media and short-form information sources, which often lack systematic depth. 

A common mistake among many brands is delivering financial education in an academic, lengthy, and one-directional manner. Content that lacks visual clarity and real-life context is difficult for young users to absorb, widening the gap between the desire to learn about finance and the ability to access practical information. 

Insight 4: A generation labeled impulsive is actually the most cautious 

A UOB report shows that Gen Z saves an average of 32% of their income, and 57% still prioritize safe investment options according to Sun Life Asia. This reflects a generation shaped by economic fluctuations, leading to more careful and considered financial decision-making. 

Nevertheless, some brands still approach Gen Z as impulsive users who are easily attracted by promotions or short-term emotional messaging. This misperception can misalign communication strategies with real behavior, as brands focus on triggering quick decisions instead of providing clear, transparent information that supports thoughtful financial consideration. 

Insight 5: Finance must carry a social stance 

A Nielsen survey indicates that Gen Z increasingly prefers financial products and services that are environmentally friendly and socially responsible. Financial decisions are therefore no longer based solely on personal benefits, but are also linked to environmental impact, community contribution, and brand ethics. 

However, some brands still treat social responsibility as a supplementary communication activity, implemented inconsistently or superficially. When social commitments are not consistently reflected in products, services, and real experiences, Gen Z may perceive the brand as inauthentic, thereby weakening trust and long-term engagement. 

5 Gen Z insights indicate that Brand Experience needs to be comprehensively redesigned in the Banking & Finance industry. 

(Source: Novaon Digital) 

These insights show that Gen Z is reshaping how banks are selected and evaluated, from trust and digital experience to personal values. In this context, Brand Experience is no longer an external communication layer, but a core strategic factor for Banking & Finance brands to build trust and sustain engagement with Gen Z in 2026. 

2. 10 Brand Experience Trends for Winning Gen Z in Banking & Finance 2026 

Amid clear shifts in Gen Z behavior and selection criteria, Brand Experience in the Banking & Finance industry can no longer rely solely on product communication or short-term promotions. Instead, it must be designed as an integrated experience system across content, technology, data, and brand values. Below are 10 Brand Experience directions that help financial brands adapt and close the gap with Gen Z in the 2026 context. 

Trend 1: Be Where They Are: TikTok, Instagram, and Beyond 

Rather than distributing content only through traditional channels, brands need to restructure their touchpoint ecosystem to align with current digital content consumption contexts. Being present on the right platforms and in the right formats enhances organic reach and sustains continuous engagement with young users. 

Banking & Finance brands should build an Always-on Content system on TikTok, Instagram, and YouTube using short videos, stories, challenges, or real-life financial scenarios to balance informational and entertainment value. At the same time, Social Listening should be applied to track trending financial topics, enabling content optimization based on actual Gen Z consumption behavior instead of maintaining long-form, low-engagement formats. 

Gen Z’s preferred content formats need to balance entertainment and information. 

(Source: Banking for GenZ) 

Trend 2: Show, Don’t Tell: Authenticity is Everything 

In an oversaturated media environment, brand messages are only persuasive when supported by concrete experiential evidence. Authenticity therefore becomes a foundational factor in transforming communication from brand claims into experiences that can be felt and verified. 

Brands can enhance transparency through real case studies, authentic user experiences, UGC, and influencer marketing aligned with Gen Z; while clearly demonstrating brand values and community-related activities throughout actual development processes. The combination of real experiences, tangible data, and user voices shifts messaging from brand statements to experiential proof, thereby increasing credibility and authenticity in the eyes of Gen Z. 

Gen Z trust is built on real experiences, real people, and brand values.

(Source: Banking for GenZ) 

Trend 3: Education, But Make It Fun 

Financial education needs to be redesigned in an experience-friendly manner rather than maintaining traditional knowledge-delivery structures. When content is simplified in presentation while maintaining accuracy, brands can bridge the gap between financial knowledge and practical comprehension. 

In practice, banks can integrate gamification within apps, develop personal finance quizzes, spending management simulators, or scenario-based content series on saving and micro-investing. At the same time, content should be designed to be both easy to understand and accurate, avoiding the oversimplification of important financial concepts. 

Gamification enhances memorability but must be balanced with knowledge accuracy.

(Source: Banking for GenZ) 

Trend 4: Meet Them on Mobile, Or Don’t Bother 

Mobile should be treated as the core experience platform rather than merely a supporting transaction channel. The quality of the app experience directly reflects the brand’s convenience, modernity, and competitiveness in financial services. 

Therefore, banks should prioritize UX/UI optimization, improve transaction processing speed, shorten user journeys, and minimize complex steps. Essential Gen Z-oriented features such as budgeting tools, fast transfers, P2P payments, and behavior-based personalized notifications should be integrated to transform mobile from a simple transaction tool into the center of the financial experience. 

Weaknesses in speed, interface, features, and convenience are decisive factors in retaining Gen Z on mobile apps.

(Source: Banking for GenZ) 

Trend 5: Personalization is Your Golden Ticket 

Personalization is no longer an added advantage but a standard in customer experience design. Leveraging behavioral data enables brands to shift from mass communication to context-based, individualized interaction. 

Strategically, brands can utilize Customer Data Platforms to unify data from multiple touchpoints such as apps, websites, and social channels; thereby analyzing service usage behavior, personalizing interactions, and automating messages, offers, and product recommendations tailored to each user segment and stage of the financial journey. 

The personalization process from data to tailored interaction and offers.

(Source: Banking for GenZ) 

Trend 6: Champion Social Causes 

Brand value is increasingly evaluated based on real societal impact rather than solely on functional product benefits. When social commitments are expressed consistently, the brand experience becomes more meaningful and capable of fostering long-term emotional resonance. 

Banks can implement consistent CSR strategies by embedding sustainability into products, services, and communication, while proactively highlighting community support initiatives, local investments, transparent reporting, and socially oriented programs. This helps Gen Z clearly perceive the brand’s role and real value within the broader social ecosystem. 

Gen Z expectations are closely linked to brand social responsibility and community impact.

(Source: Banking for GenZ) 

Trend 7: Influencers Who Get It  

Influencers are no longer just amplifiers of communication, but a critical component in building brand trust. When creators align with Gen Z in lifestyle and content expression, financial messages are received as more relatable, natural, and trustworthy. 

In execution, brands should build long-term influencer strategies rather than short-term campaign collaborations, prioritizing creators in personal finance, lifestyle, or financial education who resonate with Gen Z. Selection should be based on audience fit, content style, credibility, and influence, instead of focusing solely on reach or superficial metrics, thereby making financial messaging more relatable and trustworthy. 

Influencer evaluation matrix based on authenticity and audience relevance.

(Source: Banking for GenZ) 

Trend 8: Go Viral with Fun Challenges!  

Participatory con vfcChallenge-based activities not only drive organic reach on digital platforms but also enhance engagement and long-term brand recall. 

Banks can design interactive campaigns directly linked to real-life financial behaviors, such as savings challenges, weekly spending management challenges, or personal financial goal tracking, combined with clear participation mechanisms, transparent rewards, and progress tracking on digital platforms. This approach increases engagement while transforming users from passive receivers into active participants in the brand experience. 

Interactive campaigns drive participation and organic reach across digital platforms.

(Source: Banking for GenZ) 

Trend 9: Campus Connection: Team Up with Local Universities 

Universities are strategic touchpoints in shaping young users’ financial habits. Early presence at this stage helps brands build awareness, familiarity, and long-term engagement foundations from first financial experiences. 

Financial brands can proactively collaborate with universities through personal finance workshops, student account programs, financial mentoring, and partnerships with student clubs and campus events. Early engagement in academic environments enables brands to build trust, shape service usage habits, and sustain long-term relationships with users from the beginning of their financial journey. 

The journey of building Gen Z loyalty starts from the student stage.

(Source: Banking for GenZ) 

Trend 10: Meme-ify Your Message 

Communication language must be adapted to digital culture to enhance relevance among younger audiences. When financial messages are delivered in relatable, shareable, and culturally aligned formats, content becomes easier to understand and more likely to spread organically on digital platforms. 

In practice, brands can develop real-time content systems based on memes and relevant digital trends, while translating familiar financial situations into short, simple, and shareable content. When memes are directly linked to product features and real-life financial contexts, the message becomes not only entertaining but also more memorable and naturally accessible to Gen Z. 

Linking memes with financial content enhances Gen Z comprehension and engagement.

(Source: Banking for GenZ) 

These 10 directions show that Brand Experience is becoming the central focus in how Banking & Finance brands approach Gen Z, rather than relying solely on communication or short-term promotions. This creates the need to reassess brand experience strategy from a more long-term and sustainable perspective in the 2026 context. 

3. Expert Perspective: What Is the Sustainable Direction for Banking & Finance in 2026? 

From the insights and the 10 Brand Experience trends above, it is evident that Gen Z is redefining bank selection criteria toward real experience, personalization, and consistent brand values. This requires the Banking & Finance industry to shift from isolated communication efforts to building an end-to-end brand experience across the entire customer journey. 

To operationalize this direction, at Novaon Digital, Brand Experience is implemented based on the SCT (Strategy – Creative – Technology) model, integrating strategic thinking, content creativity, and technological platforms into a unified brand experience system. This enables Banking & Finance brands not only to effectively engage Gen Z but also to build sustainable competitive advantages in the digital finance era. 

In the coming period, as digital financial behavior continues to evolve and competition increasingly revolves around experience rather than products alone, brands that master data, technology, and experience design tailored to Gen Z will gain long-term advantages. This is also the inevitable shift for the Banking & Finance industry to adapt to a generation of customers who are more proactive, informed, and demanding in their brand experience expectations. 

5 EFFECTIVE FINANCE – BANKING COMMUNICATION TRENDS IN EARLY 2026 

1. Financial and Banking market landscape in the first half of 2026 

In this era, the elevation of customer experience to the core of business competitiveness is not coincidental. Rather, it is the direct outcome of significant macroeconomic shifts, policy changes and geopolitical instability that are reshaping the financial ecosystem. Consequently, consumer behavior has evolved in response to these pressures, prompting banks to rethink and redesign brand experience strategies to remain adaptive and resilient. 

When policy, political and monetary factors move beyond simple economic metrics to become the fundamental variables in consumer behavior 

Amid ongoing global geopolitical and economic turbulence, Vietnam’s economy has undergone notable shifts that directly impact demand for financial and banking services. According to the latest report by the Banking Review, the transition from 2025 to 2026 has been shaped by three dominant factors: escalating tariff policies and geopolitical pressure from the United States, heightened geopolitical instability stretching from Eastern to Central Europe, and waves of monetary easing from major central banks worldwide. 

Against this backdrop, The Leader forecasts that global economic growth will slow to approximately 3.1-3.2%, accompanied by significant downside risks. For an open economy like Vietnam, global instability has created additional barriers, including exchange rate pressures, interest rate volatility, and credit constraints, alongside weakened domestic demand, particularly affecting the financial and banking sector. 

The rise of safe-haven behavior and gold consumption 

Facing financial uncertainty, consumers are increasingly shifting toward safe-haven assets such as gold and silver in response to escalating geopolitical tensions. According to Bao Dau Tu, this trend reflects not only preferences for secure and transparent saving vehicles but also desires to minimize risks while optimizing sustainable returns. Capitalizing on this momentum, the gold market experienced strong investment flow as it closed the first month of 2026 with an impressive 20% growth rate. Significantly, industry experts further project continued expansion in this lucrative market, driven by sustained demand. 

From interest rate competition to brand experience strategy 

As Vietnam navigates economic and political headwinds alongside shifting consumer behavior, financial institutions must rethink how they engage and deliver services to customers, thus ensuring safety, transparency, and long-term value. 

The challenge can no longer be addressed solely through attractive interest rates or short-term incentives. Instead, it lies in cultivating enduring brand relationships built on meaningful experiences, particularly in today’s digital era. By elevating brand experience, financial institutions can implement breakthrough marketing and communication strategies that rebuild trust, retain customers, and regain competitive advantage. 

2. Communication trends in financial and banking sector in early 2026 

In the face of macroeconomic volatility and evolving consumer behavior, banks are facing a critical challenge of how to enhance brand experience and build lasting confidence. Moreover, in an era where rates and benefits are no longer the sole differentiators, the competitive advantage now lies in how brands orchestrate customer journeys, personalize engagement and cultivate sustainable value across every touchpoint. 

Thus, below are 5 key communication trends that have effectively shaped the financial and banking sector in early 2026. 

Trend 1: AI-driven Brandformance – Personalization Balance 

In today’s growth environment, business performance and profitability in financial services are no longer driven solely by metrics such as conversion rates or active accounts. More fundamentally, they are shaped by the brand experience delivered to customers. This experience-led advantage is what enables sustainable performance and brand building in parallel, also referred to as brandformance. 

To deliver on this dual objective, AI is no longer a trend but the operating layer that powers experience optimization while safeguarding commercial efficiency. According to PwC, banks leveraging AI can improve productivity in dynamic cash-flow management and consumer behavior prediction by up to 15%. In addition, AI-integrated marketing solutions have been shown to increase brand engagement by 40%. 

In practice, brandformance is realized through categories such as AI-powered personalization, where content and services adapt to users’ financial behaviors; predictive and contextual messaging, which replaces mass communication with timely, relevant touchpoints; and dynamic creative optimization (DCO), enabling brands to reach customers with the right message at the right moment. Together, these capabilities elevate personalization from a tactic to an outcome, where strategy, creativity, and technology converge to deliver real-time, high-impact experiences that outperform short-term, campaign-led approaches. 

Trend 2: Experience-led Omnichannel and Conversational Engagement 

In a digital-first reality, customer journeys unfold simultaneously across social platforms, media, livestreaming, and banking apps. As a result, siloed, channel-by-channel execution is no longer effective. The market is shifting toward omnichannel marketing, where experiences are orchestrated end-to-end. McKinsey reports that brands implementing seamless omnichannel experiences have achieved 25-30% higher customer satisfaction. 

Insights from Insider One further reflect strong consumer demand for integrated omnichannel experience that directly impacts trust in financial brands. In this context, seamless omnichannel delivery is no longer optional but a baseline requirement for engagement and loyalty in today’s digital competition. 

Beyond omnichannel journey orchestration, financial services are accelerating toward conversational marketing, thus activating two-way engagement via AI chatbots and live chat to resolve queries in real time. Interactive content and online-to-offline (O2O) integration ensure digital interactions translate seamlessly into in-branch experiences. Also, as one-way communication becomes less effective for complex financial products, brand experience must be designed as a connected interaction system, which is strongly aligned in tone, messaging, and decision support across every customer touchpoint. 

Trend 3: The Creative Technology Nexus 

Immersive technologies are redefining how financial brands deliver experiences. Instead of relying on technical explanations, services are now communicated through interaction, simulation, and visual formats, thus helping users clearly understand how offerings work and the real-world value they create. 

According to the American Bankers Association, 73% of banks have successfully integrated modern MarTech into their marketing strategies. Alongside AI and Big Data, Customer Data Platforms (CDPs) are increasingly deployed to enable seamless experiences. Interactive technologies, namely AI chatbots, AR/VR, and gamification are reshaping engagement models, optimizing conversion while creating distinctive, brand-led digital touchpoints. 

Creativity and technology are the dual levers of effective brand experience. When grounded in strategy and activated through innovative creativity and modern technology, financial brands can strengthen memorability, shorten consideration cycles, and build trust, which emerges as an essential currency in a high-risk category like financial and banking services. 

Trend 4: Authentic Storytelling and Transparency 

In financial services, trust is no longer built by claims alone. Rather, it emerges from experiences customers can feel and verify. Storytelling, therefore, plays a central role, not just in communicating benefits, but in aligning trust-building strategy with creative execution to create durable brand value. 

As market volatility intensifies, storytelling must move beyond generic symbolism to reflect real-life financial contexts and everyday usage. This shift makes narratives more credible and persuasive. Effective formats include Brand Storytelling (authentic narratives around mission and journey) and Digital Storytelling (video, podcasts, and digital content that simplify complex financial topics into accessible experiences). These approaches build emotional connections while supporting informed decision-making. 

Ultimately, brand experience only delivers impact when stories are told with transparency and consistency, which accurately reflect how services show up in customers’ lives. When experience aligns with message, trust compounds naturally, sustaining long-term relationships in a category where credibility is paramount. 

Trend 5: Community and Human-led Brand Experience 

Alongside strategic and creative thinking in storytelling and the application of technology to optimize brand experience, communities and real human experiences play a pivotal role in building trust, with long-term influence on consumer decision-making. Moreover, communities and customer experiences, specifically employees, loyal customers, and relevant communities are actively restoring the trust that has gradually faded in traditional advertising. They are no longer merely communication targets within influencer marketing campaigns, instead, they have become an integral part of brand experience. 

According to a McKinsey survey, brands that adopt community-experience-led marketing strategies can increase customer satisfaction by more than 20%, while simultaneously strengthening financial competitiveness and profitability. Therefore, the implementation of influencer marketing should no longer be driven solely by an influencer’s reach. More importantly, the influencer must be aligned with the brand’s image, narrative, and core values. 

This trend elevates the impact of Community-driven Content and Peer-to-peer influence strategies, enabling customers to become influential actors shaping the financial behaviors and decisions of new consumers. In parallel with maximizing the influence of consumers, Expert-led influence initiatives also help brands reinforce credibility and thought leadership, enabling customers to feel more confident in their financial decisions. Notably, Employee Advocacy, where employees directly deliver long-term value to customers, can help brands strengthen positioning through authentic sharing and real experiences from internal teams. 

Only when brand experience is disseminated through people and real experiences can financial and banking brands build long-term relationships grounded in empathy and shared value. This approach not only enables brands to sustain durable presence and credibly demonstrate service quality but also reduces reliance on short-term communication tactics, thereby strengthening competitive advantages and long-term brand positioning in the market. 

3. Case Study 

Amid economic and geopolitical volatility and increasingly cautious consumer sentiment, the five communication trends outlined above are not passing trends but strategic axes shaping the brand experience race in the financial and banking industry in 2026. Moreover, these trends have already been successfully applied in practice through the representative case studies below. 

Case study 1: VIB – Credit Card Activation via Max App powered by Onfluencer and Employee Advocacy Marketing 

As a retail bank positioned at the forefront of innovation, in 2025, VIB launched the “Đại sứ thẻ tín dụng VIB” campaign with the objective of increasing credit card registrations via Max App, while reinforcing the platform’s positioning as a fast, secure, and experience-optimized online card issuance channel. To effectively execute this campaign, VIB combined automated Influencer Marketing solutions with the Onfluencer Employee Advocacy model, integrating external influence and internal resources to disseminate credit card usage experiences in a relatable and authentic manner to consumers.

The campaign targeted customer segments ranging from Gen Z to Millennials, segmented based on different behaviors and card usage experiences. Through the Onfluencer system and Employee Advocacy strategy, VIB personalized messaging and incentive mechanisms for each customer group, thereby strongly stimulating card registration behavior and Max App usage. 

In terms of performance, the campaign enabled VIB to measure results in real time, optimize content based on consumer behavior, and build a transparent reporting system to support subsequent marketing decision-making. At the same time, public recognition and reward mechanisms helped enhance and optimize user experience, increase motivation for service referrals, and directly contribute to growth in credit card users and the bank’s revenue from fees and interest 

Case study 2: Westpac Banking Corporation (Australia) – Enhancing consumer experience through advanced AR technology to visualize personal financial data and elevate brand satisfaction 

Facing the challenge of increasing engagement amid the rise of mobile banking as the primary transaction channel, Westpac leveraged AR technology as a catalyst to enhance brand experience quality, thereby upgrading and optimizing how users interact with personal financial data. Westpac transformed seemingly dry numerical tables, cash flows, and spending data into 3D visualizations to increase interaction, enabling users to grasp and manage their financial picture in a more vivid and intuitive way. 

The strategy focused on Gen Z and Millennial customers who are tech-savvy and regard mobile banking as their primary consumption channel yet still expect more interactive and visually engaging digital experiences. Accordingly, the integration of AR technology removed barriers to accessing complex financial data, thereby increasing app usage time, interaction frequency, and user attachment to the bank’s modern service ecosystem. 

The outcomes of this strategy reflected a clear increase in user satisfaction and in-app engagement, while reinforcing the brand’s innovative image within the rapidly digitalizing financial and banking landscape. In addition, this solution successfully strengthened Westpac’s positioning not only as one of Australia’s most long-established and reputable banks, but also as a pioneer in experience-driven banking technology. 

4. Novaon Digital’s Expert Perspectives 

Against the backdrop of market trends and shifts in consumer behavior, competitive advantage in the financial and banking industry in 2026 no longer lies in interest rate figures or short-term promotions, but in the capability to build and reinforce consumer trust over the long term. As capital flows increasingly gravitate toward safe-haven channels, financial and banking brands can no longer compete solely on financial incentives. Instead, comprehensive brand experience becomes the strategic pillar for sustaining long-term growth, as trust emerges as the decisive factor shaping consumers’ service choices. 

To operationalize sustainable brand advantages and effectively apply these communication trends, brand experience must be implemented and designed as an integrated ecosystem combining Strategy – Creative – Technology. Strategy provides direction by defining the right consumer insights and the role of experience across the customer journey. More specifically, creativity transforms complex and rigid financial messages into relatable and accessible experiences, while technology drives personalization, omnichannel connectivity, and real-time interaction optimization. This integrated approach not only enables banks to adapt flexibly to market volatility but also creates seamless experiences that reduce perceived risk and progressively strengthen long-term brand trust in the digital era. 

Tết 2026 Brand Experience Strategy: Four Growth Directions for the FMCG Industry

Part 1: The FMCG landscape for Tết 2026 when growth remains but the challenge has changed

Tết remains a familiar peak season, but the context no longer repeats itself: 

For many years, Lunar New Year has played a decisive role in the growth of the FMCG industry. Data from NielsenIQ shows that Tết consistently records the highest shopping index of the year, outperforming other seasonal occasions such as Mid-Autumn Festival, Vu Lan, or Christmas. Beyond its cultural significance, Tết is also a period when consumers increase spending on food, beverages, household care products, and gift items.

Tết is the season contributing the largest share to FMCG growth in Vietnam.

(Source: NielsenIQ) 

However, while the importance of Tết remains unchanged, the social and economic context shaping consumer behavior differs each year. As a result, Tết is no longer a formula that can be repeatedly applied, but a challenge that must be reassessed in each cycle.

The FMCG market enters Tết 2026 with mixed signals:  

Heading into Tết 2026, the FMCG market shows both positive and cautious signals. NielsenIQ data indicates that in recent Tết seasons, FMCG demand has remained stable with double-digit growth compared to pre-Tết periods. Tết revenue contributes approximately 19 to 20 percent of annual FMCG sales, reaffirming the critical role of this season.

FMCG revenue during Tết remains stable over the years, but growth momentum is no longer expanding strongly.

(Source: NielsenIQ) 

At the same time, consumers enter the Tết season with a more cautious mindset. Pressure from living costs, income constraints, and broader economic uncertainty has made shopping behavior more selective and calculated. The market is not pessimistic, but it no longer generates the strong growth momentum seen in earlier periods.

Tết 2026 is no longer a scale-driven race by inertia

In this context, Tết growth no longer comes from simply expanding scale or repeating familiar tactics. Tết budgets are still being maintained, but pressure around return on investment and real impact on purchase decisions is increasing.

This forces FMCG brands to rethink their approach, shifting from a coverage-driven mindset to a more selective one, focused on creating experiences aligned with consumers’ evolving priorities. Tết 2026 therefore raises a fundamental strategic question: what are consumers truly looking for from brands during a more considered Tết season?

Part 2: What are Tết 2026 consumers looking for from brands? 

Entering Tết 2026, purchase decisions are no longer driven by impulse or deep promotions, but by a more deliberate evaluation process. Three key needs are shaping how consumers choose brands during the Tết period.

Reassurance, safety, and verifiability: 

Growing concerns around counterfeit goods, product quality, and safety have made consumers more cautious during Tết. This is especially evident for household products and gift items, where reassurance influences not only the purchase decision but also the buyer’s sense of responsibility and personal image.

Food safety and health are becoming top consumer concerns. 

(Source: Worldpanel by Numerator) 

Meanwhile, many FMCG brands still communicate quality through one-way claims, lacking concrete proof or experiential elements that allow consumers to verify for themselves. As a result, trust is difficult to sustain across touchpoints from communication to point of sale. Rather than simply claiming quality, brands need to enable consumers to experience and validate reassurance from the very first interaction.

Emotional value and the meaning behind Tết choices

Alongside reassurance, Tết consumers do not view shopping as a purely functional act, but as part of preserving and expressing family values. Each choice carries expectations of care, thoughtfulness, and meaning in moments of reunion or gifting.

However, much Tết communication still falls into emotional clichés, disconnected from real-life contexts. While messages may evoke festive sentiment, they often fail to clarify the product’s role in Tết routines, making it difficult for emotion to translate into choice. To build genuine connection, brands need to anchor products in concrete usage situations that feel close enough for consumers to see themselves within.

Balancing spending and quality: 

Tết 2026 consumers remain willing to spend, but purchase decisions are not based on the lowest price. Instead, they seek a sense of making a reasonable choice that justifies the money spent and fits specific Tết usage purposes. 

Heavy promotion can drive short-term sales, but it can also erode perceived value. Many brands fail to clearly explain why a price point is reasonable or which Tết context a product best fits. Rather than focusing solely on discounts, brands need to communicate value relative to price and design pricing structures and bundles tailored to distinct Tết needs.

Three Tết 2026 consumer insights indicate that Brand Experience must be designed holistically and selectively.

(Source: Novaon Digital)

These insights show that Tết 2026 consumers no longer make decisions based on immediate emotion or high promotions, but prioritize reassurance, meaning, and a sense of making a reasonable choice. This sets a new requirement for FMCG brands: instead of deploying fragmented communication or promotions, brands need to build a comprehensive Brand Experience that is flexible enough to respond to shifting consumer psychology.

Part 3: Four brand experience directions to enhance FMCG growth potential for Tết 2026

As Tết 2026 consumers prioritize reassurance, meaning, and reasonable choices, Brand Experience can no longer be a collection of isolated activities. It must be designed as an integrated experience system. The following four directions reflect how FMCG brands can adapt to this new context.

Direction 1: Adaptive Consumer Response

Tết shopping behavior no longer follows a fixed trajectory from pre-Tết buildup to peak days. Consumers continuously adjust decisions based on income, economic conditions, spending priorities, and personal circumstances. This requires Brand Experience to function as a system capable of observation, response, and adjustment, rather than adhering rigidly to a pre-defined seasonal script.

In practice, brands need to implement this direction by integrating strategy, creative thinking, and technology to respond flexibly to Tết shopping behavior. Campaigns should be structured in phases aligned with the consumer decision journey, from preparation and consideration to purchase moments. Behavioral data from digital platforms should be continuously monitored to allow timely adjustments in messaging, content, and touchpoints, while optimizing commercial elements such as promotions and product bundles based on real market dynamics. This enables brands to maintain presence throughout the Tết season while appearing precisely when consumers are ready to choose.

The integration of strategy, creative thinking, and technology in building Brand Experience.

(Source: Novaon Digital)

Direction 2: Verified Trust and Authenticity 

As concerns about counterfeits, food safety, and product quality increase, trust no longer comes from how strongly brands claim excellence. Consumers seek reassurance grounded in tangible evidence and the ability to verify for themselves.

Brands can adopt this approach by integrating PR and Influencer Marketing around real-life experiences. Instead of one-way quality claims, products should be placed in everyday usage contexts through credible content creators. Influencer selection should not rely solely on reach, but on alignment in image, lifestyle, and trust-building capacity with target audiences. At the same time, influencer evaluation, selection, and management need to be conducted systematically to ensure consistency between quality narratives, real experiences, and brand positioning.

Custas brand collaborating with Novaon Digital to activate Influencer Marketing based on real experiences.

(Source: Novaon Digital)

Direction 3: Meaningful Value Communication

When the Tết market is saturated with promotions, consumers are no longer persuaded by high discount rates alone. They need clarity on what value a product delivers during Tết, who it is for, when it is used, and why it is a reasonable choice. Value lies not in promotional numbers, but in the product’s specific role in Tết life.

Under this direction, brands should build content strategies centered on usage roles. Content should directly address consumer questions, from household use and gifting to stockpiling. Instead of generic symbolic Tết stories, content is placed in familiar life situations, making it easier for consumers to visualize product value in their own context. When value is communicated clearly and consistently across touchpoints, brands provide a compelling reason to be chosen, even without heavy promotions.

High-quality Tết content generates genuine interest and real connection with consumers.

(Source: Novaon Digital)

Direction 4: Empathetic Price-Quality Balance

Tết 2026 consumers are not searching for the cheapest option, but for choices that feel reasonable and reassuring. Purchase decisions are made when the price feels proportional to the value received and appropriate for specific purposes, whether for family use, gifting, or festive stockpiling.

From an execution perspective, Brand Experience should be designed around concrete Tết shopping contexts. By integrating strategy, creative thinking, and technology, consumer behavior and needs can be analyzed by usage purpose, enabling tailored pricing structures, product bundles, and messaging for each context. In parallel, Influencer Marketing plays a reinforcing role by validating purchase decisions through real experiences, explaining why a certain price was chosen, for which occasion, and how the value is perceived. This approach helps consumers feel that their choice is thoughtful and trustworthy, rather than driven by short-term incentives.

Part 4: Expert Perspective

From the market landscape and behavioral insights, it is clear that Tết 2026 is no longer a race of scale or reach, but a challenge of building trust and enabling reasonable choices in a more considered consumer environment. While Tết remains a priority spending season, purchase decisions are increasingly based on reassurance, real value received, and perceived credibility, rather than reactions to short-term messages or promotions. This positions Brand Experience as the central factor, requiring brands to ensure consistency across messaging, products, pricing, and engagement approaches in order to earn consumer trust and selection during Tết.

At Novaon Digital, Brand Experience is implemented as an integrated system based on the SCT – Strategy, Creative and Technology operating in parallel. This approach enables FMCG brands not only to adapt flexibly to the Tết 2026 context, but also to build trustworthy experiences and long-term value that extend beyond a single seasonal peak.

Automotive Brand Experience strategy for 2026: Breakthrough performance & cost savings

  1. The Automotive Industry in 2026: Growth Pressure in a New Context

The year 2026 marks a critical turning point for the Automotive industry, where the question is no longer “should we do Digital,” but “how to generate real business efficiency with the most optimal budget.” After more than two decades accompanying top automotive brands, I clearly perceive the pressure CMOs and CEOs are facing: industry-wide digital ad spend is projected to hit $21.2 billion (an 11.1% increase year-over-year), while CPC and CPM are escalating across most platforms. Competitive advantage no longer belongs to “who spends more,” but lies in the ability to create real ROI.

More notably, car-buying behavior has completely shifted to the digital environment. Up to 78-82% of car buyers conduct online research before visiting a dealership, and many have already identified 2-3 preferred models before meeting a sales representative. Digital is not just a few advertising campaigns; it has become an ecosystem of touchpoints shaping perception and purchase decisions. According to the Automotive Omnichannel Marketing report, the cost to sell a car via digital marketing is only about $150, whereas traditional marketing consumes an average of $1,581 – a difference of over 10 times.

Impact of online platforms on car buyer behavior. 

Source: Novaon Digital

All these factors have posed a major challenge for Automotive Marketers in 2026 to breakthrough performance and effectively minimize media costs. The most suitable Digital Marketing strategies for the Automotive industry will be revealed in the following section.

  1. The Most Effective Digital Marketing Strategies for the Automotive Industry in 2026

Strategy 1: Combining Lead Management and Nurturing Solutions (OnLead) In the Automotive industry, every lead is expensive, and their readiness to buy varies significantly. “Having leads” does not equate to “having sales opportunities.” The core problem lies in how the brand manages, classifies, and nurtures these leads throughout the customer’s decision-making journey. To solve this, brands need to combine lead management and nurturing solutions rhythmically:

  • Collect leads from websites, search ads, social media, and content platforms.
  • Use OnLead to filter, score, and classify leads based on interest levels.
  • Push quality leads to the CRM while using behavioral data to re-optimize media. The value delivered is not just reducing the cost per quality lead but also shortening the car-buying journey and improving the efficiency of the sales team.

Summary of effective Digital Marketing strategies for the Automotive industry. 

Source: Novaon Digital

Strategy 2: TikTok Growth – Building a Long-term Content Channel Currently, TikTok has become a crucial touchpoint for young customers and those intending to buy cars in the future. However, this platform only becomes effective when brands view it as a long-term content-building channel, rather than just exploiting TikTok as a short-term sales channel. For TikTok to truly become a long-term growth channel, brands need to focus on three core principles:

  • Develop content that is entertaining, lifestyle-oriented, and shares experiences, instead of direct advertising.
  • Combine with KOLs/KOCs to create natural and relatable spread.
  • Maintain a consistent posting rhythm to form a stable follower community. This strategy helps brands increase awareness at a lower cost compared to traditional advertising while creating a long-term foundation for growth.

Strategy 3: Brandformance – Combining Branding and Sales Efficiency Performance marketing can generate leads quickly, but without a solid brand foundation, efficiency is difficult to maintain sustainably in the long run. The Brandformance philosophy was born to balance short-term goals with long-term brand value, combining the strengths of both brand building and sales performance. For Brandformance to truly create business efficiency, the strategy needs to be implemented consistently according to three principles:

  • Synchronize the brand message across the entire digital ecosystem.
  • Integrate brand content into touchpoints capable of conversion.
  • Measure efficiency using both brand metrics and real actions like registrations, inboxes, and test drives. The result is that businesses both optimize sales performance and accumulate sustainable brand value.
  1. Automotive Industry Case Studies from Novaon Digital

The following three case studies demonstrate how Novaon Digital’s SCT model helps brands breakthrough performance and optimize costs despite market volatility. By combining lead management, trust-building livestreams, and data control, Digital Marketing becomes a lever for sustainable growth for the Automotive industry.

Case Study 1: Peugeot – Growth Turnaround thanks to Digital Experience Optimization & Data Governance 

In a period of declining automotive market and intense competition in the European segment, Peugeot faced pressure to quickly recover sales and market share. The automaker had an advantage in a rich SUV product portfolio, but to turn that advantage into real business results, Digital Marketing activities needed to lead the entire customer journey – instead of just stopping at creating brand coverage.

Peugeot applied the Brandformance solution in the “When the white lion adapted to thrive” campaign. 

Source: Novaon Digital 

To solve this problem, Peugeot implemented a solution deeply integrated between technology, creativity, and data. The firm applied AI to analyze and determine which creative elements, messages, and product features delivered the highest performance in promotional activities. Simultaneously, the Sales – CRM system was upgraded to tightly connect customers’ online behavioral data with the sales team.

Results Achieved: The campaign helped Peugeot breakthrough in sales and establish a leading position in the European car segment in Vietnam. The combination of data and AI optimized lead conversion rates while significantly expanding market share and affirming brand power on the digital platform.

Case Study 2: OMODA & JAECOO (Note: Content describes Toyota) – Brand Launch via Livestream & Omnichannel Performance 

In 2023, Toyota, together with Novaon Digital, conquered the Gen Z and Millennials customer base on TikTok by completely changing the traditional advertising mindset. Instead of rigid sales videos, the brand focused on producing short, trendy, highly entertaining content revolving around real experiences like family travel or car usage tips. This approach helped Toyota eliminate the “offensive” prejudice and cleverly be present in the minds of future customers in the most natural way. 

By combining Hashtag Challenges, KOLs/KOCs, and behavioral data optimization (Performance Marketing), the campaign created an explosion in interaction with videos reaching up to 6 million views. Impressive results with over 245,000 followers not only helped Toyota strongly increase brand awareness but also built a youthful customer community, creating a solid foundation for long-term business strategy.

Toyota applied the TikTok Growth solution in the “TikTok Growth” campaign.

 Source: Novaon Digital

Results Achieved: The campaign reaped resounding success with strong spread on the TikTok platform right from the launch phase. Creative content not only attracted huge interaction volumes with many videos achieving sudden growth but also maintained stable potential customer prospecting performance with optimal costs for the launch phase. This result helped Toyota reinforce its brand position in the hearts of young people and build a sustainable community of potential customers for the future.

Case Study 3: GAC Motor – Building Trust and Increasing Efficiency through End-to-End Data Management 

GAC Motor is positioned in the premium segment, meaning the firm needs a Digital strategy specifically focused on trustworthiness and customer experience. Furthermore, the brand’s origin from China makes strict control of the entire customer journey – from lead collection to after-sales care – a vital factor to avoid budget waste and protect brand image.

GAC Motor applied the Onlead solution in the “Where craft meets technology” campaign. Source: Novaon Digital 

To solve this challenge, GAC Motor implemented a solution directed towards comprehensive datafication. The entire process of collecting, classifying, and distributing leads was maximally automated, helping to minimize errors and limit reliance on manual operations.

Results Achieved:

  • Significantly reduced errors and manual processing time.
  • Increased response speed to potential customers.
  • Optimized investment costs by focusing on high-value leads.

Expert Opinion

In 2026, the optimal Digital Marketing strategy for the Automotive industry does not lie in budget racing or blindly expanding channels. Instead, it requires a focus on comprehensive restructuring based on data, real experiences, and actual car-buying behavior. Digital Marketing only truly creates value when it acts as a direct business lever, helping to accurately approach the target customer group and eliminate waste in the lead generation process. Understanding this reality, Novaon Digital affirms its position as a strategic partner with a comprehensive solution ecosystem based on the trinity of capabilities: Strategy – Creative – Technology. We focus on automating and personalizing communication, helping brands tell legacy stories through messages “tailored” precisely for each individual. This combination ensures the brand hits the right insight and is fully present in the customer’s mind, creating a sustainable competitive advantage on the Automotive 2026 track.

3 case-study ngành Automotive ấn tượng của Novaon Digital

​​​​​​

From virality to trust: How authentic content is redefining influencer marketing

1. When creative content becomes homogenous, authenticity becomes the missing value

In recent years, influencer marketing has become a priority channel for many brands. According to Statista, influencer advertising spending in Vietnam increased from USD 7.8 million in 2017 to approximately USD 87 million in 2024, and is projected to continue growing rapidly, reaching nearly USD 160 million by 2030. As budgets and investments rise, more creators are involved in campaigns, enabling brands to achieve denser visibility across digital platforms. However, this rapid expansion has also led to a noticeable reality: content from different creators often starts to feel similar in both execution and messaging.

Influencer Marketing has become a core investment channel for many brands in Vietnam.

(Source: Statista)

The causes of this overlap stem from multiple factors, including how brands approach influencer marketing. Insufficiently selective creator recruitment, rigid scripting, and large-scale deployment across multiple faces often push content toward a safe and familiar zone. When creators’ individuality, real-life experiences, and natural storytelling are not prioritized, authenticity gradually fades from the content.

2. Three ways brands can unlock authentic content from creators

As creator content increasingly feels repetitive, brands need to rethink their approach to preserve creators’ individuality and long-term value. Below are several ways brands can more effectively unlock authentic content from creators.

When content becomes ubiquitous, creators’ personalities and lived experiences are what keep audiences engaged.

(Source: Novaon Digital)

Select the right creators from the start

Authentic content can only be built when brands partner with the right creators. Reviewing content profiles, presentation styles, and how creators interact with their audiences helps brands understand what each creator truly represents. In addition, feedback and sentiment from the creator’s community provide important signals of credibility and trust, serving as a key reference before incorporating them into a communication strategy.

Give creators space to express their individuality

Rather than applying detailed scripts for every frame or line, brands need to clearly define the creator’s role from the outset. Creators are not merely message carriers, but storytellers in their own voice. In practice, this can start by allowing creators to choose familiar settings, adapt content flow to their personal style, or adjust messaging into the language their community naturally resonates with. When the creative process aligns with the creator’s habitual rhythm and style, the content more clearly reflects personal identity and minimizes the sense of brand orchestration.

Co-create content based on real experiences

Authenticity does not come from brands speaking on behalf of creators, but from collaboratively building stories grounded in real experiences. Brands provide strategic direction and communication objectives, while giving creators the time and space to engage with, use, and experience the product in their own way. When creators are able to form genuine personal perspectives, the resulting content reflects lived experience rather than simply repeating predefined messages. This collaboration allows brand stories to be told in a language familiar to creators’ communities, making the content feel more natural and trustworthy to audiences.

3. Featured case studies: How authentic creator content is leveraged effectively

Case study 1: Bibica – Connecting with young audiences through the “in-between hunger” experience

In Vietnam, TikTok has entered a phase of rapid growth, becoming a communication platform deeply embedded in the fast-paced lifestyles of young people, where entertainment, music, and personality-driven challenges dominate. Within this context, Hura Swissroll, the bestselling cream roll line from Bibica, faced a common challenge for long-established FMCG brands: how to reach younger audiences on emerging platforms without making content feel forced or disconnected from their language. The brand’s “anti-hunger” message clearly communicated product functionality, but if delivered too directly, it risked being overlooked amid TikTok’s constant stream of entertainment content.

Novaon Digital implemented the campaign through KOLs and KOCs who naturally create content rooted in young people’s everyday lives on TikTok. An original track composed by Chi Xê served as the creative foundation for the entire campaign. Instead of requiring creators to follow a fixed template, each KOL and KOC was encouraged to remix the melody, choreography, and setting according to their personal daily routines, from late-night studying and stressful work moments to familiar “in-between hunger” situations. This creative freedom preserved each creator’s individuality while seamlessly embedding the “anti-hunger” message into real-life narratives, rather than presenting it as an overt advertising claim.

Novaon Digital and Bibica brought the “in-between hunger” experience to life through young creators’ perspectives.

(Source: Novaon Digital)

The campaign generated approximately 3.5 million engagements from influencer dance cover videos, 1.6 million engagements from the TikTok Challenge, over 300 participating creators, and more than 12 million discussions on TikTok. Hura became part of young people’s everyday stories, rather than appearing solely as an advertising message.

Case study 2: Custas Cốm – Standing out of the content race through cultural storytelling

As Vietnam’s FMCG confectionery market becomes increasingly competitive, brands continuously launch new products, particularly those drawing on traditional flavors. As a result, industry communication has gradually become homogenized, revolving around familiar formulas of taste and product benefits. For Custas Cốm, the challenge was how to tell a story about cốm in an authentic way that builds emotional connection, instead of blending into similar content or appearing to exploit cultural elements for advertising purposes.

Novaon Digital selected family creators with Hanoi roots for this campaign, most notably the Cam Cam Family, whose everyday lives and stories are closely tied to family rhythms and Hanoi’s cultural memory. Rather than reenacting a pre-written narrative about cốm, creators were encouraged to share familiar moments from their own family lives, from daily meals and conversations to autumn memories associated with the aroma of cốm. Custas Cốm appeared naturally within this flow, seen through the storyteller’s real experiences, allowing the content to retain creator individuality while avoiding one-dimensional cultural exploitation from the brand side.

Novaon Digital partnered with Custas Cốm to tell cultural stories through creators’ perspectives.

(Source: Novaon Digital)

The campaign generated over 30,000 engagements on Facebook, with 60 percent positive comments and 100 percent of content originating from influencers and the community. On the brand’s social channels, 10 posts achieved more than 22,000 engagements, an increase of approximately 9.8 percent compared to the previous period, helping Custas Cốm build a brand image closely associated with cultural values and family experiences.

4. Expert Insights

From market context and the above case studies, it is clear that authenticity does not lie in creators sounding less like AI or simply reducing overt advertising. Rather, it comes from allowing creators to show up as who they truly are, through their personalities, experiences, and natural storytelling styles. When brands apply identical scripts across multiple creators or select faces that are not genuinely aligned, content quickly becomes repetitive and struggles to connect with audiences.

To unlock creators’ true value, brands need to shift from a control-driven mindset to one of partnership. This requires a deep understanding of who the creator is, which community they speak to, and what differentiates their storytelling. When the right creators are chosen and given space to express their individuality, brand content becomes more natural, more engaging, and ultimately builds stronger, more sustainable trust with audiences.

At Novaon Digital, influencer content is approached as an integral part of a holistic Brand Experience strategy, based on the SCT model, the intersection of Strategy, Creative, and Technology. Through the Onfluencer platform, Novaon supports brands in systematically selecting, managing, and activating creators, from fit evaluation to execution and performance measurement. This approach has been successfully applied across multiple major brands, including Bibica – Hura and Custas Cốm, helping influencer marketing campaigns fully leverage creator individuality and deliver long-term brand value.

Top 3 Digital Ads Platform Updates in 2026

AI is Fundamentally Transforming Advertising Operations

The detailed manual targeting formulas you once relied on are rapidly becoming a thing of the past. Reports indicate that major platforms have simultaneously removed or strictly restricted manual targeting capabilities. In their place are automated AI systems that analyze tens of thousands of signals to identify potential customers. Meta has completely phased out exclusion targeting based on gender, age, and zip code, while Google is doubling down on Performance Maxwith comprehensive auto-optimization capabilities.

The Impact of AI on Meta Platform Advertising 

Source: Novaon Digital

Data shows that this shift is not a passing trend but evidence of superior efficiency. Campaigns utilizing broad targeting combined with AI have recorded significant ROAS (Return on Ad Spend) improvements compared to traditional methods, with event-matching capabilities improving by over 40%. Crucially, these campaigns exit the “learning phase” faster, helping marketers save time and budget during the initial stages.

Furthermore, AI is now moving beyond ad distribution into direct content creation. The report reveals how platforms use AI to automatically generate videos, adjust messaging, and personalize creatives for individual viewers. Meta AI can now automatically generate backgrounds, expand images, add music to visuals, and animate static images. Meanwhile, TikTok’s Symphony Creative Studio enables the creation of multi-language videos and the integration of products from Shopify or TikTok Shop in just minutes.

First-Party Data Becomes the Ultimate Asset

The demise of third-party cookies is not news, but its true impact only began to manifest fully in 2025. The report highlights a concerning reality: the majority of Vietnamese marketers are still underprepared for this shift, even as Google officially transitioned to a “first-party data + consent-first tracking” model and platforms tighten privacy compliance requirements.

The Vital Role of First-Party Data in Google Ads 

Source: Novaon Digital

Platforms have deployed a suite of new solutions to solve measurement challenges. The report provides a deep dive into new tracking technologies:

  • Enhanced Conversions: Allows for the transmission of hashed customer data.
  • Conversions API (CAPI): Facilitates anonymous tracking with event-match rates increasing by over 40%.
  • Server-side Tagging via Google Tag Portal: Enhances data accuracy.
  • TikTok’s MMM Ecosystem: An in-depth Marketing Mix Modeling API developed in partnership with Nielsen, Kantar, and Analytic Partners to provide precision measurement models.

More importantly, the report indicates that measurement methodology is shifting from “absolute precision” to “good enough for decision-making.” Media Mix Modeling and new attribution models are gradually replacing traditional methods, offering a more holistic view of true advertising effectiveness.

Distinct Paths for Every Platform

One of the most interesting insights is the clarification of the unique strategies pursued by each platform. Meta is betting on expanding its ecosystem into new frontiers like Threads (reaching 4.65 million users in Vietnam by late 2025) and WhatsApp (boasting over 1.5 billion status views daily worldwide). Google focuses on deeply integrating ads into the AI-driven search experience via Search Overviews and enhancing Performance Max with detailed keyword reporting and asset-level analysis.

Summary of Platforms Mentioned in This Report 

Source: Novaon Digital

TikTok has taken the boldest approach by making GMV Max the default ad format for TikTok Shop as of July 15, 2025—effectively moving toward 100% automation. Catalog Ads combined with Smart+ allow for personalized product recommendations based on user behavior, while Interactive Add-ons like Shake Surprise, Pop-out Showcase 3D, and Gesture Ads create unprecedented engagement.

The report does more than list features; it analyzes the practical application of each format and new ad placements. Notably, the analysis of TikTok’s account “reputation” system and the increasingly strict compliance requirements across all platforms are vital pieces of information for marketers looking to mitigate risk.

What Awaits You in Novaon Digital’s “Digital Ads Platform Update 1.2026”?

This report is not just a summary of past events; it is a forecast of the trends that will define the industry in the coming year. From AI becoming the “default setting” for every campaign to the explosion of Retail Media and Commerce Ads, every trend is analyzed with specific data and implementation guides.

Download the full “Digital Ads Platform Update 1.2026” report here.

4 golden keys in Lunar New Year communications helping FMCG brands break through revenue in 2026

Part 1: The overall FMCG landscape for Lunar New Year 2026 – When cash flow comes from the middle class

According to NielsenIQ, Vietnam’s FMCG market during the 2025 Lunar New Year recorded an impressive 16% growth year-on-year, with shopping peaks concentrated from mid-January to the end of February. This figure not only reflects strong purchasing power but also opens up a golden opportunity for brand communication campaigns in 2026.

Leading product categories in terms of growth:

Five product categories dominated the Lunar New Year market this year, including Confectionery, Beverages, Condiments, Snacks, and Beer – driven by three primary consumption purposes: gift-giving, ancestral worship, and household consumption during family reunions. Notably, Snacks and Beer recorded outstanding growth, fueled by the youth-driven “chill snacking” culture and the demand for traditional Lunar New Year feasts.

Vietnamese Lunar New Year consumption demand by product category

(Source: NielsenIQ)

Cash flow from the middle-income group – The “backbone” of the Lunar New Year market:

A deeper analysis of consumer profiles shows that 58% of Lunar New Year spending comes from middle-income consumers (VND 7.5–15 million per month), primarily aged 26–50. This group holds strong decision-making power within households, with 89% of households purchasing food and festive decorations, and 50% of young consumers buying gifts for family members and relatives.

Notably, 39% of consumers earning over VND 15 million per month also represent a strong-spending segment, willing to “upgrade” their gift baskets with more premium products – an important signal for premiumization communication strategies, which will be discussed later.

Percentage of customer groups making purchasing decisions during the Lunar New Year

(Source: NielsenIQ)

The “anatomy” of the Lunar New Year gift basket – An interesting paradox: Data shows that 63% of consumers complete all purchases in a single trip at supermarkets, yet 47% simultaneously use e-commerce platforms, mainly to hunt for promotions (65%), discount codes (55%), and brand variety (54%). Notably, women from young to middle-aged groups spend an average of 8.2 hours per week shopping online. This insight indicates that an Omnichannel communication strategy is no longer optional but a prerequisite.

Key factors driving Lunar New Year purchase decisions

(Source: NielsenIQ)

When asked about purchasing purposes, 76% said they buy gifts for relatives, while 69% purchase for ancestral worship. However, product selection criteria differ significantly between these two purposes: for gift-giving, consumers prioritize reasonable pricing (58%), suitable colors (57%), and especially premium-looking packaging (45%); meanwhile, for ancestral worship, suitable colors (58%) and familiar products (58%) are the top factors, with an acceptable price range of VND 200,000–500,000 (accounting for over 83% of respondents).

Part 2: Consumer insights – The key to shaping Lunar New Year 2026 communication strategies

Understanding consumer behavior and psychology is the foundation for building effective communication strategies. According to research from Kantar (2025), the Asian FMCG market is witnessing significant shifts in Lunar New Year shopping behavior, particularly within the middle-income segment. The following core insights serve as guiding principles for communication campaigns:

An interesting tension between “exploration” and “tradition”: While brand loyalty is declining as consumers actively explore new options, in the context of ancestral worship they still prioritize familiar brands such as Tiger, Danisa, and Chinsu. This is the critical point: consumers are not resistant to change, but they need sufficiently compelling reasons – attractive packaging, appealing promotions, or emotionally resonant brand stories.

Price-sensitive yet willing to spend more: The fact that 33% of consumers are attracted by promotions does not mean they are overly frugal. In reality, they are willing to accept higher prices if the product comes from a familiar brand or features premium packaging suitable for gifting. According to NielsenIQ, the premiumization trend during the Lunar New Year is growing strongly in confectionery and beverage categories, as gift-giving is seen as a way to express status and sincerity.

Consumer price sensitivity during the Lunar New Year

(Source: NielsenIQ)

68% overspending beyond initial plans – A golden opportunity for Trade Marketing: This is the most critical insight from the research. Consumers rarely plan purchases in detail, leading to emotion-driven buying decisions influenced by attractive in-store displays and promotions. Kantar (2025) indicates that 68% of Asian FMCG consumers during festive seasons engage in impulse buying when exposed to unexpected promotions or well-designed retail experiences.

Declining excitement – The need for standout moments: Consumers remain open to new products, but overall excitement is lower than before. According to Kantar, 40% of consumers trust recommendations from micro-communities (KOLs/KOCs) more than traditional advertising. This suggests that brands need to create playful, interactive, and authentic experiences rather than simply pushing sales-driven messages.

From these insights, the following four communication strategies can help FMCG brands break through during the Lunar New Year 2026.

Part 3: 4 golden keys – Core communication strategies for FMCG Lunar New Year 2026

Key 1: Gamification Marketing – Eliminating declining excitement

As consumers become increasingly disengaged from traditional advertising, Gamification Marketing transforms brand experiences into an “adventure,” where consumers complete tasks to earn rewards, creating a sense of achievement rather than passively receiving promotions. According to Bain & Company (2025), FMCG brands in China leveraged gamification on Douyin during the 2025 Lunar New Year and recorded 25% higher sales growth compared to traditional promotions.

Gamification is well-suited to the Vietnamese FMCG Lunar New Year market because it directly addresses declining excitement. Instead of one-way sales messages, consumers enjoy interactive experiences, extended brand engagement time, and data collection for future personalized communication.

Gamification applications in Lunar New Year communications

(Source: Novaon Digital)

Application formats:

  • Lunar New Year lucky spin: tiered rewards (5%–50%) creating a sense of “winning”
  • Mini-games: explore new product bundles and receive trial vouchers through online games
  • “Hunt for Lunar New Year gift boxes” campaigns: complete challenges to unlock limited-edition festive packaging

Key 2: Online App Marketing – Retaining customers through personalized promotions

With 47% of consumers hunting deals on e-commerce platforms and women spending an average of 8.2 hours per week shopping online, App Marketing becomes a “gold mine” for building long-term customer relationships. According to Bain & Company (2025), Pinduoduo recorded 11% growth in Q1/2025 thanks to its high-frequency personalized app-based promotions.

Apps are not just sales channels but platforms for nurturing customers through exclusive deals, behavioral data collection, and personalized messaging. During the Lunar New Year, when consumers are price-sensitive yet receptive to promotions from familiar brands, apps play a critical role in keeping brands top-of-mind.

Online App Marketing applications in Lunar New Year communications

(Source: Novaon Digital)

Application formats:

  • Personalized promotions: analyzing purchase history to send tailored deals (e.g. “30% off premium confectionery gift baskets” for frequent confectionery buyers)
  • Smart push notifications: delivering new products along with discount codes at the right peak moments (mid-January), such as “Try a new dish for the Lunar New Year feast – 40% off”
  • “Save favorite gift baskets” feature: allowing users to create wishlists and receive notifications when promotions are available
  • Loyalty programs: earning points to redeem vouchers or exclusive gifts, creating strong incentives for repeat purchases

Key 3: Influencer Marketing – Building authentic trust through social proof

The Lunar New Year is highly emotional – consumers buy stories and trust. When KOLs/KOCs share real experiences choosing gifts for parents or offerings for ancestors, the message becomes far more persuasive than traditional TVCs. According to Kantar (2025), 40% of Asian consumers trust recommendations from micro-communities as much as advice from friends.

Influencer Marketing helps validate products through real experiences while telling emotionally resonant stories tied to family and tradition.

Influencer Marketing applications in Lunar New Year communications

(Source: Novaon Digital)

Three-tier influencer strategy:

  • Macro Influencers: TVCs and mega campaigns emphasizing family tradition and premium positioning
  • Micro Influencers: in-depth reviews and creative usage guides
  • Nano Influencers (KOCs): authentic UGC via hashtags such as #MyLunarNewYearWith[Brand]

Note: Influencer briefs should focus on Lunar New Year storytelling rather than hard selling, emphasizing premium packaging through engaging unboxing moments.

Key 4: Shoppertainment – Turning shopping into entertainment

With 68% of spending exceeding initial plans, Shoppertainment (Shopping + Entertainment) becomes a powerful emotional trigger that stimulates impulse buying. According to Kantar (2025), Shoppertainment campaigns in China delivered 25% higher ROI than traditional advertising due to real-time interaction, flash sales, and emotional stimulation.

Shoppertainment transforms shopping from a “task” into “entertainment,” addressing two key issues at once: consumers are price-sensitive yet easily stimulated by attractive promotions (33%), and 68% of spending exceeds initial plans – meaning they are highly susceptible to emotion-driven purchases when triggered at the right moment.

Shoppertainment applications in Lunar New Year communications

(Source: Novaon Digital)

Application formats:

  • “Lunar New Year Show” livestreams: mini game shows featuring KOLs, expert talk shows, real-time giveaways, and flash sales with countdown timers.
  • Short-form video: series such as “Unboxing Lunar New Year gift baskets,” “Lunar New Year cooking challenges,” hashtag challenges like #CreativeLunarNewYearDishes, with direct purchase links
  • Interactive content: quizzes such as “What type of Lunar New Year gift-giver are you?”, snack voting polls, AR filters to “try on Lunar New Year packaging” and receive discount codes

Special campaign: Livestream launches announcing limited-edition Lunar New Year packaging collections, offering exclusive pre-order deals combined with countdown mechanics to create a strong sense of urgency – “buy now or miss out.”

Part 4: Lessons from international campaigns – 4 successful FMCG Lunar New Year communication case studies

Case Study 4: “The Beauty of Nature” – Gucci and its global ambassador strategy during the Lunar New Year of the Year of the Tiger

Ahead of the Lunar New Year of the Year of the Tiger in 2022, Gucci faced the challenge of refreshing its luxury brand image in the eyes of Asian consumers through the “Gucci Tiger” collection. The key challenge was to harmonize the Italian fashion house’s classical heritage with the tiger symbol from Eastern culture, while simultaneously creating explosive appeal to compete during the peak shopping season in China and the region.

To execute this, Gucci selected global brand ambassador Xiao Zhan as the face of the campaign “The Beauty of Nature.” The strategy was deployed in a structured timeline: releasing product image sets three weeks before the Lunar New Year to dominate trending topics, followed by TVCs carrying messages of connection across social media and LED screens at major shopping malls. Xiao Zhan also actively promoted the campaign through short videos and posts on his personal Weibo account, creating direct and powerful engagement with his massive fan community.

Actor Xiao Zhan accompanying Gucci’s Lunar New Year 2022 campaign: “The Beauty of Nature”

(Source: Novaon)

The campaign achieved remarkable results, with keywords related to the campaign continuously ranking No.1 on Weibo’s trending charts. The influence of the ambassador combined with creative visual strategy led to multiple products from the “Gucci Tiger” collection selling out within just one week of launch. This success demonstrated the effectiveness of combining brand artistry with top-tier celebrity influence to drive both sales and brand positioning during the most important festive season of the year.

Case Study 2: “The 24/7 AI-Stream: A Lunar New Year revenue breakthrough for Reckitt in China”

As part of its revenue growth strategy in emerging markets in 2025, Reckitt successfully implemented the case study “The 24/7 AI-Stream”, transforming AI avatars into a core sales engine in the Chinese market.

The context was the explosive growth of livestream e-commerce, coupled with a major challenge during the Lunar New Year: consumer demand for gift purchases peaked, while real human livestream hosts were in short supply due to the holiday break, alongside extremely high operational costs for holiday staffing. To solve this challenge and maximize cash flow, Reckitt replaced the traditional model with a team of AI-powered virtual hosts capable of livestream selling 24/7 without breaks. These AI avatars were programmed to wear Lunar New Year outfits, introduce special gift bundles from Enfamil or Durex, and close orders with customers at any time, even on Lunar New Year’s Eve.

Reckitt applies Shoppertainment combined with AI hosts to drive Lunar New Year sales growth

(Source: Novaon)

By applying a hybrid operating model – using human hosts during peak hours and AI hosts during all remaining time slots – Reckitt maintained continuous presence and recorded revenue growth far exceeding financial analysts’ expectations. As a result, the brand not only fully captured traffic when competitors temporarily paused operations but also saved up to 90% in staffing costs, proving the outstanding effectiveness of AI in driving sales and optimizing profitability in the world’s most populous market.

Case Study 3: “The Digital Connection: Coca-Cola’s Mobile Loyalty ecosystem during the Lunar New Year”

In the highly competitive beverage market during the Lunar New Year, Coca-Cola faced a major challenge in maintaining customer loyalty, as consumers often tended to choose products based on competitors’ instant discounts at the point of sale. The lack of a direct interaction channel made it difficult for the brand to encourage bulk purchases (such as buying cases instead of individual bottles) and limited its ability to collect behavioral data for effective personalized marketing campaigns.

To address this, Coca-Cola leveraged its existing mobile application integrated with a Mobile Loyalty program, allowing users to easily accumulate points by entering codes or scanning QR codes under bottle caps and on product packaging. During the Lunar New Year period, the app became a key demand-driving tool through features such as push notifications reminding users to shop at the right moments, double points policies for case products or gift bundles, and festive vouchers and attractive redemption rewards. These incentives strongly motivated customers to purchase additional products in order to accumulate enough points within the limited festive period.

Coca-Cola leverages its online app to boost sales and strengthen loyalty during the Lunar New Year

(Source: Novaon)

Results from this digitalized model enabled Coca-Cola to establish direct and long-term connections with consumers rather than relying solely on retailers. The strategy not only increased average order value (AOV) and repurchase frequency during the Lunar New Year but also helped the brand collect valuable first-party customer data. Retaining customers through the mobile app allowed Coca-Cola to optimize advertising costs and ensure the brand remained constantly top-of-mind through offers delivered directly to users’ smartphones.

Part 5: Expert perspective – Winning the Lunar New Year 2026 through insight-driven strategies

The Lunar New Year 2026 represents a golden opportunity for FMCG brands that know how to leverage consumer insights and deploy communication strategies effectively. The four golden keys – Gamification, App Marketing, Influencer Marketing, and Shoppertainment – are not merely “trends” but strategic solutions that address specific insights: declining excitement, price sensitivity, the need for authentic trust, and emotion-driven purchasing behavior. Applying these strategies correctly enables brands not only to achieve short-term revenue growth but also to build sustainable brand loyalty beyond the festive season.

At Digital Novaon, with 20 years of experience partnering with leading FMCG brands, we deliver comprehensive Brand Experience solutions under the SCT model (Strategy – Creative – Technology). From in-depth consumer insight development and consistent Lunar New Year brand identity across all touchpoints to leveraging Data Analytics for personalized customer experiences, we transform communication campaigns into real growth platforms. Digital Novaon’s Brandformance solutions optimize both brand building and sales performance, ensuring every communication investment delivers clear, measurable ROI.

Brand Experience
Solution Agency

Novaon Digital harnesses the power of Strategy, Technology, and Creativity to drive brand growth. Drawing inspiration from crafting transformative experiences, we aim to enhance customer understanding and appreciation of your brand.


© 2024 NOVAON DIGITAL. All rights reserved.

Headquarter

C Tower, Central Point Building, 219 Trung Kinh Street, Yen Hoa Ward, Hanoi City, Vietnam.

Ho Chi Minh Office

215 Nguyen Van Thu, Tan Dinh Ward, Ho Chi Minh City

Singapore Office

5001 Beach Road, Golden Mile Complex, #08-10, Singapore.

Other Members Of Novaon Group

© 2024 NOVAON DIGITAL. All rights reserved.