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FMCG Brandformance Strategy for the 2027 Festive Season: From Awareness to Product Choice

The festive season creates opportunities for FMCG brands to become part of consumers’ everyday lives. Yet a gap remains between an advertisement people love and a product they choose. Brandformance connects brand appeal with experiences that support purchasing, moving consumers from interest to action at each touchpoint.

1. The Festive FMCG Landscape: Growth Opportunities and the Challenge of Winning Consumer Choice

According to NIQ, Tet accounts for approximately 20% of annual FMCG value, highlighting the importance of this seasonal occasion. Meanwhile, PwC’s 2025 Voice of the Consumer survey in Vietnam found that 47% of respondents consider price a key factor when choosing food. For these products, the emotions surrounding gifting and family gatherings need to be supported by compelling reasons to spend: who the product is for, which needs it meets, and how it delivers value for money.

Tet accounts for approximately 20% of annual FMCG value, creating a significant growth opportunity for brands.
Source: Novaon Digital

Timing also needs to be planned well in advance to influence consumer choice. The Unveiling Tet Consumer Trends 2025 report by Decision Lab in collaboration with Meta found that 68% of shoppers begin their Tet shopping at least 20 days before the holiday. Brands therefore need to engage consumers as they look for ideas and build their shopping lists, then adapt their content to peak purchasing demand and post-holiday replenishment.

Beyond timing, the purchase journey spans multiple channels. NIQ found that traditional retail remained the first choice for 84% of shoppers during Tet 2025. A consumer may discover a product through a creator but complete the purchase at a nearby store. If the content lacks information on where to buy, or the product is difficult to recognize on the shelf, interest may not translate into choice.

These changes present brands with three priorities: communicate value clearly, appear at the right time, and connect communications with purchase locations. Brandformance helps coordinate these priorities, allowing brand building to lay the groundwork for conversion while the purchase experience continues to strengthen trust.

2. Brandformance Strategy: Four Experience Groups Connecting Awareness with Action

Brandformance combines brand building and conversion within a shared experience. For FMCG during the festive season, every piece of content, interaction, or offer should both clarify why consumers should choose a product and support their next action. Guided by Novaon Digital’s Strategy – Creative – Technology approach, the four experience groups below are designed around shopper needs, developed through creativity, and connected through technology.

Four Brandformance solution groups connect brand experiences with purchasing action during the festive season.

Source: Novaon Digital.

Social Experience: Turning Festive Stories into Reasons to Choose

When selecting gifts or preparing for family gatherings, shoppers need to know whether a product suits the recipient, their budget, and the occasion. Brands can combine creators, communities, and real-life reviews in a content series such as “The Right Choice for Every Reunion,” covering everything from gift ideas to festive table preparation. Each piece of content should connect an occasion with the product’s benefits and distinctive identity, then direct consumers to further information or a place to buy. Social listening helps identify topics, while trackable links monitor actions. KPIs should combine brand consideration lift, product information visits, and sales attributable to content.

Interactive Experience: Bringing Products into Personalized Experiences

Consumers may be interested but unsure which product meets their needs. Brands can turn interaction into a tool that supports choice: a “Design Your Ideal Gift Basket” mini app can recommend products based on the recipient and budget; gamification can help consumers discover product benefits; and AR can help them visualize or personalize packaging where appropriate. Brand identity and product benefits should be embedded in the experience so users remember what they discover. Data shared with consent can support follow-up recommendations. KPIs include brand recall, the rate of progression to product views, and offer redemptions that result in purchases.

Commerce Experience: Delivering on the Brand Promise at the Moment of Purchase

When ready to buy, consumers need reassurance about quality, cost, and whether their orders will arrive in time for the holiday. A livestream themed “Gifts Within Your Budget” can combine advice on product sizes and formats, usage demonstrations, and relevant offers, helping viewers understand the value before checkout. Social commerce, retail media, and in-store content should maintain consistent messaging and product imagery. Direct purchase links, store locators, and delivery information help reduce friction. KPIs should prioritize conversion rate, new buyers, and net revenue, assessed alongside promotional costs and canceled orders to evaluate the quality of growth.

Post-purchase Experience: Turning Product Use into a Reason to Return

After purchase, usefulness and satisfaction lay the foundation for the next choice. Brands can stay connected through storage tips, recipes for using up food after Tet, or home care advice, while encouraging UGC about real experiences. QR codes on packaging connect users with content, loyalty points, and member benefits; CRM supports purchase reminders based on replenishment cycles where appropriate data and consent are available. This approach reinforces the brand’s value in everyday life. KPIs should focus on customer satisfaction, repeat purchase rate, and revenue from returning customers.

The four experience groups should work together in line with changing consumer needs: build consideration early, support purchases during peak demand, and maintain connections after product use. Tracking both brand and business metrics helps companies assess whether attention translates into choice and whether transactions lay the foundation for lasting relationships.

3. Case Studies: Connecting Festive Emotions with Experiences and Action

Coca-Cola, China, Tet 2024: Turning the Can into a Connection for New Year Wishes

During Tet 2024, Coca-Cola tapped into young Chinese consumers’ desire to strengthen family bonds after periods of social distancing and work-related pressures. Although they valued their loved ones, many still found it difficult to express affection directly. For a brand associated with reunion meals, the challenge was to turn togetherness into a simple, shareable action. Coca-Cola chose the ritual of exchanging wishes, combining traditional paper-cutting art with AI to help users create content for their families.

Coca-Cola brings loved ones together during Tet celebrations in China.
Source: Novaon Digital

Users scanned Year of the Dragon cans to access a WeChat Mini Program, receive digital red envelopes, and create AI paper-cut portraits with personalized wishes. The portraits were combined into an online dragon. From a Brandformance perspective, packaging became a gateway to the experience: the product connected family emotions, interaction, and a CRM platform. According to EssenceMediacom, the campaign attracted 1,053,075 co-creators, with engagement up 62% and sales up 8% year on year. These are reported campaign results; AI’s individual contribution to sales was not isolated. [5]

OREO, China, Tet 2026: Turning the Cookie Twist into a Good-luck Ritual

During Tet 2026, OREO faced competition in the snack biscuit category as brands targeted gifting, stocking up, and family sharing. The brand recognized that relatives could sit together yet feel disconnected because of generational differences and personal interests. The challenge was to create a shared activity that fit Tet traditions while remaining distinctly OREO. “Twist for Luck” connected the cookie-twisting gesture with the wish for good fortune, making the product part of a ritual the whole family could enjoy.

OREO turns twisting a cookie into a ritual for welcoming good fortune during Tet 2026.

Source: Novaon Digital

OREO introduced golden-edition cookies, partnered with Alipay’s Five Blessings program, and used AI to recognize the cookie’s cream layer and generate personalized wishes. A festive film, music, and a Douyin challenge extended reach. From a Brandformance perspective, this mechanism connected content with the product experience, interaction, and purchase channels. According to VML China’s ROI Festival entry, the AI activation generated 98.9 million page views and 34.8 million unique visitors, while the Douyin challenge received more than 750 million views. These figures demonstrate the scale of engagement; the entry did not quantify sales growth.

Lay’s × Walmart, China, Tet 2024: Connecting Festive Gifting Inspiration with the Point of Purchase

During Tet 2024, demand for snacks for gifting and reunions rose, but Lay’s faced competition across products, flavors, and gift sets. The brand needed to reinforce its association with family joy while driving sales of retailer-exclusive editions. With Walmart, the challenge was to make gift sets stand out and provide a convenient path from discovery to purchase. The campaign combined creative packaging, creator content, and the retailer’s sales resources.

Lay’s festive gift packaging is creatively transformed into a dragon, connecting the product with seasonal decorations.

Source: Novaon Digital

Xiaohongshu creators turned packaging into Tet decorations, inspiring use and sharing. Walmart supported this through customer communities, coupons, a Mini Program, and supermarket displays. From a Brandformance perspective, creative appeal connected with purchase touchpoints, helping shoppers recognize products and buy. According to PepsiCo’s FBIF Wow Food Awards entry, the Walmart partnership mobilized more than 8,000 community group-buying leaders, generated over RMB 6.6 million in GMV, and achieved a 36% redemption rate for claimed coupons. This is reported GMV, rather than independently verified incremental revenue.

For Novaon Digital, Brandformance starts with understanding what drives consumer choice and designing experiences to support it. When strategy, creativity, and technology serve one journey, FMCG brands can build a stronger foundation for turning festive appeal into purchases and opportunities for repeat buying.

Festive Experience Framework for Bank-Finance: Connecting Every Touchpoint to Elevate the Festive Customer Experience

To achieve this, brands must simultaneously design compelling reasons for customers to engage, seamless ways to access value, and meaningful experiences that extend beyond initial product usage.

1. Bank-Finance During the Festive Season: When Transaction Growth Does Not Guarantee Brand Preference

Transaction growth during the festive season does not necessarily translate into sustained brand preference beyond the peak period

Source: Novaon Digital

According to data from the State Bank of Vietnam, as reported by VietnamPlus on October 14, 2026, Vietnam recorded more than 21 billion cashless transactions in the first eight months of 2026, representing a 34.56% year-on-year increase in transaction volume. This expanding scale creates significant opportunities for financial services to become integrated into everyday activities, from shopping and travel to gifting and money transfers.

However, overall market growth does not necessarily indicate how effectively individual brands are capturing these opportunities. A campaign may generate registrations without driving first-time transactions, or stimulate promotional spending without sustaining usage beyond the peak period. Media reach, product engagement, and business value must therefore be connected within a unified measurement approach.

In its 2026 payments outlook, Visa highlights rising expectations for fast, secure, and convenient digital experiences across channels. For festive marketing, this implies that the value communicated through campaign content must remain consistent as customers explore, register for, and use financial products.

The critical gap lies between what a brand leads customers to expect and what they actually experience. When an advertisement directs customers to an offer that is difficult to locate, eligibility requirements that are unclear, or rewards that are difficult to track, acquisition investments may lose effectiveness within the conversion journey itself.

Brand preference should therefore be evaluated through multiple dimensions: customer consideration, successful product experiences, and the likelihood of continued selection beyond the festive peak. Transactions provide behavioral signals, but understanding genuine brand preference also requires examining customer perceptions and tracking usage over time.

This article focuses on payment cards, transaction accounts, and digital wallets to illustrate how the framework can be applied within the Bank-Finance sector.

2. Festive Experience Framework: Three Capabilities Shaping One Connected Journey

The Festive Experience Framework begins by defining the value customers expect to receive and the behaviors brands aim to encourage.

Strategy identifies relevant customer needs and business objectives. Creative builds motivation and engagement. Technology enables customers to access, utilize, and track their benefits.

Rather than operating independently, these three capabilities must be designed in parallel, with customer journey data providing the foundation for continuous optimization and performance evaluation.

The integration of Strategy, Creative, and Technology connects communication solutions with brand experiences

Source: Novaon Digital

Strategy: Defining the Brand’s Role Across Financial Needs

Strategy begins by identifying the festive-season needs that financial products are best positioned to fulfill, such as budgeting, shopping payments, travel bookings, gifting, and money transfers to family members.

Each occasion should be evaluated against the brand’s product capabilities, partner ecosystem, and market positioning.

The next step is determining the specific behaviors to encourage. Activating first-time transactions, re-engaging inactive customers, and increasing transaction frequency among existing users represent distinct objectives.

Behavior-based segmentation enables brands to identify the underlying barriers: customers may not recognize the benefits, understand how to use the product, or encounter a sufficiently relevant need.

A well-defined strategy should clearly establish the target audience, relevant moments of need, desired customer behaviors, and value proposition.

These elements provide the foundation for selecting campaign messages, participation mechanisms, and budget allocations while defining performance evaluation criteria before execution.

Creative: Turning Financial Benefits into Experiences Worth Engaging With

Creative enables brands to connect financial services with familiar festive aspirations, such as caring for family, sending meaningful wishes, exchanging gifts, and spending quality time with loved ones.

The creative concept must demonstrate how the product contributes to these aspirations while offering customers a meaningful way to participate.

For campaigns centered on sharing, money transfers or digital lucky-money features can become integral parts of the experience. For shopping-related benefits, content should help customers recognize the value offered and understand how to access it.

Content creators, interactive activities, and gamification should all guide customers toward a specific product-related action.

Banktainment, the combination of banking and entertainment, illustrates this approach.

An analysis by the Vietnam Banks Association highlights how event-related privileges can connect brand image with digital product experiences. The strategic value lies in engaging relevant communities and delivering practical benefits, creating opportunities to strengthen brand consideration and encourage product usage.

Creative becomes persuasive when emotional engagement is supported by tangible benefits that customers can actually experience.

Consistency must therefore extend from campaign messaging to product interfaces, user guidance, and reward fulfillment, ensuring that every touchpoint reinforces a compelling reason to choose the brand.

Technology: Connecting Experiences Through Behavioral Data and Feedback

Technology plays a critical role in addressing friction throughout the customer journey, from directing users to the appropriate product features and recording registrations to communicating transaction status and enabling reward tracking.

Experience design must accommodate different user scenarios, including customers who already have the application, those who have not installed it, and those who are not currently logged in.

Data and automation enable brands to tailor customer engagement based on behavioral signals, within the boundaries of permitted data usage.

Customers who have completed transactions should receive timely confirmations and relevant support. Those who have not completed the process should receive guidance tailored to the specific step where they encountered difficulties.

AI can further support information retrieval and clarification of offer conditions, provided that reliable data sources and appropriate control mechanisms are in place.

Delivering these capabilities requires coordination among marketing, product, technology, operations, and external partners.

Before communicating a promise to customers, all stakeholders must align on service delivery capabilities, tracking mechanisms, and responsibilities for resolving potential experience disruptions.

3. Connected Experience: Turning Every Touchpoint into a Step Toward Customer Value

A Connected Experience emerges when each touchpoint helps customers move closer to their desired value while providing relevant information to support the next stage of their journey.

Across five stages – Awareness, Consideration, Engagement, Transaction, and Loyalty – the objective is to maintain continuity between customer needs, engagement motivations, and actual product experiences.

Each stage should clearly define the value delivered to customers, the actions being supported, and the signals used to evaluate performance.

This approach connects Media, Activation, Digital, and MarTech within a unified customer journey, while helping brands identify where customer interest is interrupted before it translates into measurable outcomes.

Connecting customer benefits and actions from awareness to transaction

Source: Novaon Digital

Awareness and Consideration: From Compelling Messages to Accessible Benefits

At the awareness stage, campaign content should help customers understand how financial services can support their immediate plans and priorities.

Media determines the most relevant engagement contexts, Strategy defines the customer benefits, and Creative communicates compelling reasons to explore further.

The destination following an advertisement must consistently explain the benefits initially introduced.

Eligibility criteria, registration requirements, transaction limits, participating partners, and reward timelines should be easy to locate and consistent across campaign content, landing pages, and applications.

For time-sensitive festive promotions with limited reward allocations, brands must clearly communicate promotional periods, eligibility conditions, and reward availability.

This transparency allows customers to make informed decisions based on their shopping or travel plans.

Registration progression rates, abandoned steps, and recurring support inquiries can help identify conversion barriers.

When customers drop off at this stage, teams should reassess both the relevance of the benefits and how the information is presented before increasing media investment.

Engagement: Turning Participation Motivation into Product Experiences

Following a game, interactive activity, product exploration, or registration, users should clearly understand what they have received, where their benefits can be accessed, and how to redeem them.

This progression must be incorporated into the creative concept from the beginning.

VPBank’s involvement as co-organizer and principal sponsor of the BIGBANG World Tour in Hanoi in 2026 provides an illustration.

According to VnExpress on October 21, 2026, Mastercard cardholder benefits connected early ticket access with payment promotions for artist merchandise.

Another initiative, reported by VTV on September 9, 2026, linked opportunities to receive concert tickets with registration through VPBank NEO, credit card applications, and qualifying spending.

The appeal of the entertainment event therefore created opportunities for continued engagement through financial products.

From the framework’s perspective, Strategy identifies the relevant community and customer needs; Creative establishes the motivation to participate; and Technology facilitates registration and payment.

Fans’ enthusiasm for their favorite artists creates the initial reason to engage, while tangible product value provides the foundation for continued consideration of the bank.

The key lesson for festive campaigns is to design customer benefits alongside the next product-related action. The effectiveness of customer acquisition and retention must subsequently be validated through data.

Transaction: From Successful Payment to Delivering on Brand Promises

At the transaction stage, customers need to complete their intended actions, understand processing status, and track the benefits they are entitled to receive.

During the festive season, the deadline for qualifying transactions and the expected reward fulfillment date must be clearly distinguished so customers can plan their usage accordingly.

For cashback programs that require post-transaction reconciliation, the expected processing timeline and tracking methods should be easily accessible.

For incomplete transactions, notifications should clearly indicate the next steps required.

Brand experience also extends to problem resolution after payment.

Customer support channels should have access to relevant information, reducing the need for customers to repeatedly explain their issues.

Successful transaction rates, reward fulfillment times, and support requests should be monitored collectively.

These indicators help brands assess how effectively they are delivering on their promises and identify touchpoints that require prioritized improvements.

Loyalty: Sustaining Value Beyond the Festive Peak

After the peak period, customer engagement should continue by addressing needs that emerge from festive spending activities, such as reviewing expenses, tracking remaining benefits, and managing upcoming payment obligations.

Content related to expense management, payment reminders, or ongoing benefits should be selected according to actual product usage and customer behaviors.

This allows brands to remain useful even after the immediate motivations for shopping and gifting have passed.

Post-campaign engagement should be planned before the campaign concludes.

Data collected throughout earlier journey stages can inform content personalization and engagement frequency, while post-campaign monitoring helps evaluate continued product usage.

A Connected Experience becomes complete when the brand maintains a meaningful reason to remain present beyond the initial moment of engagement.

Measuring brand performance, customer behavior, and retention to guide investment decisions

Source: Novaon Digital

From Connected Experience to Business Impact: Measuring Value Across the Journey

Measurement should help brands determine which activities deserve greater investment, which touchpoints require improvement, and which customer segments offer opportunities for continued engagement.

Business Impact should therefore be assessed across three dimensions: brand consideration and trust, completion of targeted customer behaviors, and sustained product usage after the campaign.

These indicators must be interpreted together to support decision-making.

When campaign content attracts attention but customers abandon the journey before registration, brands should examine their messaging, eligibility conditions, and user experience.

When transactions increase during promotional periods but decline afterward, brands need to reassess the value offered beyond the incentive and the effectiveness of follow-up engagement.

For community-driven activities, discussions and user-generated content should be evaluated alongside brand engagement and product usage before additional budgets are allocated.

To identify incremental impact, brands may employ appropriately designed control groups. Before-and-after comparisons should account for seasonality and concurrent marketing activities.

Cost evaluation should encompass media investment, customer benefits, and implementation expenses while distinguishing between activation costs and the costs of acquiring customers who continue using the product.

The true value of measurement lies in translating results into actionable decisions: refining audience strategies, improving conversion experiences, and allocating resources to activities with demonstrable contributions to business outcomes.

4. Viettel Money: Connecting the Spirit of Sharing with In-App Experiences

Viettel Money x Novaon Digital

Source: Novaon Digital

The “A Peaceful Tết – Sharing Love” campaign, launched during Lunar New Year 2022, serves as a Novaon Digital reference case demonstrating how communications can be connected with product experiences.

At a time when the pandemic disrupted shopping, lucky-money traditions, and family gatherings, Viettel Money faced the challenge of introducing its digital financial ecosystem in a competitive market, attracting new users, and sustaining engagement among existing customers.

To address these challenges, Novaon leveraged the festive spirit of sharing and connection, developing content around Tết shopping, lucky-money traditions, and the transition toward a new normal.

The Onfluencer solution, powered by AI and Big Data, supported the selection of influencers aligned with target audiences and brand personality.

Content distributed across Facebook and TikTok was adapted to creators’ individual styles and relevant usage contexts, making the messaging more relatable while highlighting the practical benefits of Viettel Money’s services.

Influencer activities directed audience attention toward two in-app games.

Among them, “Lucky Money of Love” connected opportunities to receive lucky money with app visits and financial activities such as topping up accounts, transferring money, and recharging mobile credit.

Festive emotions were therefore translated into opportunities for product interaction, creating a connection between the communication narrative and actual service experiences.

The campaign recorded positive results in reach, engagement, and organic app installations.

From the Strategy, Creative, Technology (SCT) perspective, Strategy identified the need for connection, Creative developed the narrative and participation incentives, and Technology supported campaign execution, while the application provided the environment for product experiences.

The key takeaway for the Festive Experience Framework is the importance of designing product usage opportunities alongside communication concepts.

Measurement mechanisms should also be established to track progression from participation to transactions and long-term engagement, providing a more comprehensive evaluation of Business Impact.

5. Conclusion

Winning customers during the festive season requires more than generating initial interest. Brands must enable successful product experiences and continue delivering value as customer needs evolve.

Every touchpoint should fulfill a clearly defined role in delivering this overarching brand promise.

The Festive Experience Framework integrates Strategy, Creative, and Technology to establish a Connected Experience: Strategy identifies the right value proposition, Creative inspires engagement, and Technology enables the customer journey to be delivered effectively.

Business Impact is validated through changes in brand consideration, product usage behaviors, cost efficiency, and the ability to sustain customer relationships.

When experience design and business performance evaluation are aligned around shared objectives from the outset, festive campaigns are better positioned to contribute to the long-term growth of Bank-Finance brands.

Social Outreach Strategies for FMCG Brands: Leveraging Social media influence to Drive Sales growth during the year-end occasion

The year-end shopping season puts fast-moving consumer goods (FMCG) brands under pressure on two fronts: competing for attention on social media while making the most of a short window to drive sales. When purchase decisions can be triggered by a product review video, a community discussion or a livestream, social outreach becomes more than an exercise in expanding reach. In this interview, Trần Lụa, Account Manager at Novaon Digital, shares her perspective on building a social outreach network, connecting influence with conversion goals and improving marketing effectiveness during the year-end peak season.

I. Social outreach for FMCG brands during the year-end sales push

The end of the year is always a fiercely competitive period for the FMCG sector. Shopping demand rises across many product categories, while brands roll out marketing campaigns, promotions and demand-generation activities to capture seasonal spending.

According to YouNet Media’s Winning Tết 2027 report, the Tết (Vietnamese Lunar New Year) 2026 season saw 151 marketing campaigns from 150 brands, up 14.39% and 17.19% respectively from the previous year. However, total discussion volume reached only 9.36 million, down 8.9% from Tết 2025. These figures point to growing competition in the Tết marketing landscape. With more campaigns competing for a smaller pool of discussion, investing in reach alone may not deliver a corresponding competitive advantage.

Competition intensified during Tết 2026, making the quality of discussion a greater priority for brands.

Source: Novaon Digital

This pressure is particularly relevant to FMCG, a sector characterised by frequent purchases, relatively low transaction values and consideration cycles that can be shorter than those in many other categories. On highly interactive platforms, consumers can move quickly from watching content to asking about prices, researching products or placing an order. The purchase journey therefore does not always follow a linear path from awareness to research and consideration. Content that meets a real need, delivered by the right creator and paired with an attractive offer, can prompt a purchase at the moment of engagement.

Social outreach is an approach through which brands expand their reach and build influence via networks of content creators, key opinion leaders (KOLs), key opinion consumers (KOCs), online communities, social media pages and user-generated content (UGC). In the year-end FMCG landscape, it needs to be understood as more than booking KOLs and KOCs or distributing content in online communities. The challenge is to connect social influence with time-sensitive conversion opportunities, especially when a short peak selling season leaves little room for delays in adjusting strategy.

What opportunities and challenges do FMCG brands face when communicating on social media during the 2026 year-end season, particularly under pressure to grow sales?

Ms. Trần Lụa:

The year-end season is both a major growth opportunity and a period of intense competitive pressure for FMCG brands. Shopping demand is stimulated by a succession of holidays, promotional events and preparations for the new year. Given the category’s relatively short purchase cycles and high repeat-purchase frequency, brands have many opportunities to reach consumers with an immediate need. However, rising demand does not automatically make consumers more likely to choose a particular brand.

At the same time, challenges come from several directions: competition between brands, rapidly changing shopping behaviour, the cost of reaching customers and businesses’ own need to use resources efficiently. As we enter the final stretch of Q4 2026, revenue and conversion performance become key priorities. Brands have little time for prolonged experimentation or activities that generate reach without demonstrating their value to business objectives.

Key considerations for social outreach during the year-end peak season

Source: Novaon Digital

From an account management perspective, and based on my experience working with FMCG brands at Novaon Digital, I believe social outreach needs to focus on three principles: choose well, move fast and measure accurately.

Choose creators, communities and audiences with genuine purchase needs. Move fast when testing content and offers, and reallocate resources according to performance. Measure accurately by prioritising orders, revenue and conversion costs, while also tracking engagement quality and brand influence.

The goal of year-end social outreach is no longer simply to maximise reach or engagement. It is to turn conversations with the right audiences at the right time into opportunities for sales growth, which can also create a foundation for long-term brand value.

II. From creator strategy to conversion: Building social outreach around the right audiences and shopping moments

As KOLs and KOCs become a common feature of marketing campaigns, partnering with someone who has a large following is no guarantee that a message will resonate. The fit between the product, creator, community and usage context requires closer consideration. A product review, a conversation in a community group and a creative challenge can each play a different role in building awareness and consideration.

Social outreach should therefore begin with the structure of the network: who captures initial attention, who helps consumers understand the product, which communities are best suited to sustaining discussion, and what content themes connect these activities. Clear roles also help prevent multiple channels from repeating the same message without adding value.

Effective social outreach gives each channel a clear role, connects content across touchpoints and avoids repetitive messaging.

Source: Novaon Digital

With so many FMCG brands investing in KOLs, KOCs and online communities at year-end, how should brands structure and allocate their social outreach network to build a competitive advantage beyond reach?

Ms. Trần Lụa:

To create a competitive advantage through social outreach, FMCG brands need to segment influencers by their role and potential contribution to business objectives, rather than focusing solely on reach.

High-profile KOLs can attract attention and build awareness; experts provide specialist perspectives, explain products and strengthen trust; while macro and micro creators, KOCs and UGC bring first-hand experiences and social proof, and can support conversion through affiliate marketing.

More importantly, influencer selection must be based on audience fit, engagement quality and demonstrated conversion ability. For creators who actively drive sales, often referred to as “key sellers”, brands should review gross merchandise value (GMV), add-to-cart (ATC) activity and completed orders. They should also break down the data, for example by distinguishing GMV generated through livestreams from GMV generated through shoppable videos. This helps identify the right partnership format and make the most of each creator’s strengths, rather than relying only on follower counts or views.

Each influencer group also needs its own content direction and KPIs, presenting the product from different angles to stimulate demand and encourage purchases. Budgets should reflect each group’s role and performance, avoiding excessive investment in famous names whose ability to convert may be unproven. What matters is not how many influencers a brand works with, but whether it selects the right people, assigns the right roles and allocates resources to generate business value.

Beyond selecting the right creator network, timing can determine the effectiveness of a social outreach strategy. In Q4, consumer needs and readiness to buy can shift quickly around promotional events, payday, online shopping campaigns and year-end holidays. Content that performs well early in a campaign may become less effective when consumers start looking for deals or are ready to make a purchase.

Social outreach plans therefore need to adapt across campaign stages, rather than keeping the same audiences, messages and execution throughout. Brands need to establish clear objectives, core messages and execution principles, while maintaining close, ongoing coordination with their creator network to capture short-lived shopping opportunities.

Early on, creator content can introduce usage occasions and stimulate demand. As the peak approaches, product reviews, deal-focused communities and content directing shoppers to relevant outlets can make purchase consideration more concrete. Immediately before the holiday, information on product availability, delivery times and suitable points of sale may become more important than content designed purely to attract attention. The exact approach should be adapted to the product category and distribution network.

FMCG products typically have short purchase cycles, and shoppers may decide to buy while interacting with content. During the year-end peak season, how should brands choose creators and purchase triggers at each stage to avoid missing conversion opportunities?

Ms. Trần Lụa:

FMCG is characterised by frequent purchases, short consideration cycles and purchase decisions that can happen at the point of engagement. In Q4 in particular, consumer behaviour changes constantly around sales events, stock-up needs, gifting and preparations for the festive season. Brands therefore need to adapt their choice of creators, platforms and conversion triggers to each moment, rather than following a fixed plan.

At the launch stage, high-profile KOLs and macro creators can quickly attract attention and stimulate demand. Facebook is suited to expanding community discussion, while TikTok is well placed to spread short-form videos and generate interest through entertainment and product experiences.

As the campaign gains momentum, brands should increase the involvement of micro creators, KOCs and creators who offer first-hand reviews to reach audiences with specific needs. Content should explore customer value, product experience and year-end usage occasions in greater depth. Execution also needs to suit each platform: visual, fast-paced videos on TikTok; reviews and community conversations on Facebook; and product information and shopping offers on e-commerce platforms.

During the final sales push, prioritise creators who have demonstrated conversion ability through shoppable videos, affiliate marketing or livestreams. During livestreams in particular, creators need to respond continuously to viewers: spend more time on demonstrations when shoppers are interested in product benefits, answer questions as they arise, and adjust bundles, vouchers or time-limited offers to encourage purchases. For FMCG, bundle value, gifts with purchase and savings on multi-buy offers can be important purchase triggers.

Trần Lụa’s perspective on choosing creators and purchase triggers during the peak sales push

Source: Novaon Digital

However, creators and platforms should not be assigned rigidly to specific stages. Brands need to monitor engagement, product clicks, conversion rates and GMV by creator, content asset and livestream, so they can adjust audiences, messaging and budgets promptly.

During the peak sales push, competitive advantage comes not only from choosing the right creators, but also from adapting quickly to shopper behaviour, using each platform’s strengths and activating conversion opportunities as they emerge.

III. Measuring social outreach from discussion quality to business performance

When social outreach is expected to support sales, performance assessment cannot stop at reach, views or total discussion volume.

YouNet Media’s Winning Tết 2027 report adds a perspective on engagement quality through its Qualified Users and Content From Qualified Users (CFQU) metrics. Of the 9.36 million discussions about Tết 2026 campaigns, approximately 1.32 million came from qualified users, corresponding to a ROCFQU of 14.14%.

These metrics help brands look beyond discussion volume to assess the quality of user participation. However, they still measure social media activity and do not directly represent orders or revenue.

To track social outreach’s contribution during the selling season, brands need a measurement framework with several layers. Alongside reach and engagement quality, this can incorporate signals closer to purchase behaviour, such as product clicks, store visits, promotional code redemptions and trackable transactions.

Social outreach measurement should connect reach, discussion quality, shopping behaviour and actual conversions.

Source: Novaon Digital

When sales become a core objective of a year-end FMCG campaign, which metrics should brands use to assess and optimise social outreach, and demonstrate its contribution to business results?

Ms. Trần Lụa:

When sales are a core objective, social outreach should be measured by campaign stage and influencer group, rather than against a single set of KPIs. The priority is to define primary metrics, supporting metrics and expected performance levels at the planning stage.

During the awareness stage, reach, views, engagement and brand mentions help assess audience exposure and influence. As the campaign moves into a stronger sales push, the focus should shift to product clicks, add-to-cart activity, orders, GMV and conversion costs. Influencers should be assessed according to their campaign role and proven strengths. For awareness objectives, brands should prioritise reach and influence. For sales objectives, the focus should be on the ability to generate orders and revenue, whether the partner is a high-profile KOL with a proven sales record, a KOC or an affiliate creator.

Alongside KPIs, brands need to set acceptable cost thresholds for each creator group and campaign stage. Examples include a maximum cost per order, a target return on ad spend (ROAS), or a target ratio of GMV to creator fees. These thresholds should reflect profit margins, order values and business objectives, rather than simply comparing revenue with the cost of a KOL partnership.

During the Q4 peak in particular, data needs to be integrated and updated in near real time so brands can assess performance by creator, content, platform and individual livestream. This allows them to adjust budgets, messages and offers, or choose more suitable creators for subsequent stages, instead of waiting until the end of the campaign to review results.

Finally, brands need to distinguish revenue attributed to promotional codes or shopping links from the incremental revenue actually generated by the campaign. The effectiveness of social outreach lies not just in reported numbers, but in how data is used to make timely decisions, control costs and improve conversion opportunities during the selling season.

The year-end festive season creates growth opportunities while putting FMCG brands under pressure to make faster decisions in a constantly changing media environment. From targeting the right audiences and defining the roles of creators and communities to adapting content around shopping moments, social outreach requires a combination of strategy, agile execution and appropriate measurement. When outreach activities are closely connected to shopping signals and performance data, brands have a stronger basis for allocating resources, capturing conversion opportunities and pursuing sales growth during the peak season.

Thank you for sharing your insights.

AI-Powered Automotive Brand Experience: How Is AI Transforming the Way Customers Choose Their Cars?

Every car buyer has their own priorities and selection criteria. This means automotive brands must go beyond providing comprehensive product information to understand what customers care about, what kind of guidance they need, and which factors influence their purchase decisions. With its ability to analyze data, identify customer needs, and personalize interactions, AI is creating new opportunities for brands to support customers more effectively at every touchpoint.

1. As the Car-Buying Journey Becomes Increasingly Personalized

Purchasing a car is a high-value decision that typically involves multiple stages of research, comparison, and consideration. From searching for information and reading vehicle reviews to comparing prices and visiting showrooms, every touchpoint can influence the final purchase decision. However, as customer needs become increasingly diverse, generic messages and mass-market content are becoming less effective at addressing individual preferences and concerns.

Against this backdrop, AI enables brands to personalize the car-buying journey by analyzing data, identifying customer needs, and adapting interactions based on individual behaviors. Instead of simply presenting product information, brands can proactively recommend suitable vehicles, deliver relevant content, and provide guidance at different stages of consideration.

This shift not only helps customers access more relevant information but also creates opportunities for automotive brands to improve customer experiences, connect touchpoints, and support conversion more effectively.

AI is reshaping how consumers discover, evaluate, and choose the right vehicle.

Source: Novaon Digital

2. Four AI Applications Transforming the Car-Buying Experience

AI Recommendation: Helping Customers Find the Right Vehicle

One of the most common challenges in the car-buying journey is choosing among numerous vehicle models, variants, and configurations. Even after establishing a budget, customers must still consider a wide range of factors, including intended use, seating capacity, safety features, driving performance, and total cost of ownership.

AI Recommendation refers to product recommendation systems that use data and criteria related to individual customer needs. Rather than requiring customers to explore an entire vehicle portfolio independently, these systems can ask questions about budget, driving habits, family size, and preferred features before suggesting suitable options for further comparison.

For example, a customer looking for a family vehicle within a specific budget could receive recommendations for suitable SUVs, accompanied by information about interior space, safety features, and operating costs. Meanwhile, a customer who primarily drives in urban areas might be presented with different options based on vehicle dimensions, energy consumption, and everyday convenience.

This capability can be integrated into brand websites, online vehicle configurators, or virtual showrooms, making the product discovery process more intuitive and better guided.

For automotive brands, AI Recommendation offers two notable benefits. First, it reduces the amount of information customers need to process independently, improving the overall product research experience. Second, the preferences and criteria customers provide can serve as valuable indicators of demand, helping brands better understand interest in specific vehicle models.

However, the quality of recommendations depends on product data, evaluation criteria, and system design. AI should provide explainable suggestions rather than assuming that one vehicle will suit every customer with similar characteristics.

Personalized Content: From Generic Messaging to Content Tailored to Individual Needs

While AI Recommendation helps customers narrow down their vehicle options, Personalized Content focuses on how brands communicate information that is relevant to different customer needs and stages of consideration.

In automotive marketing, a single vehicle may offer multiple competitive advantages, ranging from design and technology to driving performance, comfort, and safety. However, not every benefit carries the same persuasive value for every customer.

Someone looking for a family car may prioritize interior space and safety assistance systems, while technology enthusiasts may be more interested in infotainment displays, connectivity, or driver-assistance features. When brands use identical content for all audiences, the benefits most relevant to each customer may not be communicated clearly enough.

With AI, brands can analyze signals such as previously viewed content, vehicles of interest, engagement behavior, and the customer’s stage in the buying journey to select or adapt marketing messages.

For example, customers in the discovery stage may encounter introductory videos and lifestyle-oriented content. As they move into consideration, communications can focus more on variant comparisons, technical specifications, driving reviews, and ownership costs. For customers demonstrating stronger purchase intent, information about test drives, sales policies, or relevant dealerships becomes more practical.

Personalization can be applied across multiple touchpoints, including digital advertising, email marketing, websites, landing pages, and customer service channels. AI can also support content classification, message recommendations, and the optimization of creative variations based on performance data.

For brands, the value of Personalized Content lies not simply in producing more content variations but in communicating the right product benefits to the right audiences at the right moments. This provides a foundation for improving marketing relevance, supporting customer consideration, and using content resources more efficiently.

Nevertheless, personalization does not mean completely changing a brand’s message for every individual. Communications must maintain consistent positioning, brand identity, and core values while complying with personal data protection and privacy requirements.

Conversational AI: When Customer Consultation Begins with a Conversation

A distinctive characteristic of the car-buying journey is that customers often have numerous questions before they feel ready to visit a showroom. These questions may concern technical specifications, differences between variants, ownership costs, warranty policies, or test-drive registration procedures.

At the same time, customers do not necessarily seek information during business hours or when sales consultants are immediately available.

Conversational AI, particularly AI-powered conversational systems capable of natural language processing, allows customers to ask questions in everyday language and receive responses based on the product information made available to the system.

Unlike traditional chatbots that primarily operate through predefined scripts, Conversational AI can support more flexible interactions. Customers do not need to select a specific menu option; instead, they can ask questions such as: “Which SUV would be suitable for a family of five?”, “What are the key differences between these two variants?”, or “Can I schedule a test drive this weekend?”

When integrated with product data and relevant operational systems, AI can help compare information, explain features, collect initial customer requirements, and forward inquiries to sales consultants.

What makes Conversational AI particularly valuable is its ability to turn a simple information-seeking interaction into an opportunity for deeper customer engagement. Rather than merely reading website content, users can ask follow-up questions, clarify concerns, and gradually identify the options that best suit their needs.

For automotive brands, this application has the potential to improve responsiveness, support initial lead qualification, and reduce the burden of repetitive inquiries on sales teams. As a result, sales consultants can focus more on interactions requiring specialist knowledge, hands-on experiences, and direct consultation.

However, Conversational AI should not be viewed as a complete replacement for human consultants. Information relating to vehicle prices, inventory, promotions, financing conditions, and dealership policies must be regularly updated and verified. For complex questions or high-value purchase decisions, systems need clear mechanisms for transferring conversations to human representatives.

CRM Personalization: Extending Personalization Beyond the First Interaction

A prospective car buyer may interact with a brand multiple times before making a purchase decision. They might see an advertisement, visit a website, explore a particular model, request a consultation, book a test drive, and continue considering their options over several weeks or months.

If data from these interactions is not connected, each return visit may feel like starting the journey all over again. This not only affects the customer experience but also makes it difficult for brands to recognize individual interest levels and actual needs.

CRM Personalization focuses on using customer data to tailor engagement and relationship management throughout the customer lifecycle. When combined with AI, CRM systems can help analyze behavior, segment customers, predict areas of interest, and recommend appropriate follow-up activities.

For example, a customer who has repeatedly viewed information about a particular model and requested a consultation could be prioritized for variant comparison content or a test-drive invitation. A customer who has already completed a test drive could receive follow-up information about the vehicle they experienced, rather than continuing to receive generic introductory content.

After purchase, CRM Personalization can also help maintain customer relationships through service reminders, after-sales information, customer care programs, and content relevant to vehicle ownership.

For automotive brands, the value of CRM Personalization lies in its ability to connect marketing, sales, and after-sales service. Data is not used solely for lead generation; it also helps brands understand where customers are in their journeys and which interactions would be most meaningful next.

However, the effectiveness of this application depends heavily on data quality, system integration, and collaboration across departments. AI cannot deliver accurate personalization when customer data is fragmented, duplicated, or outdated.

From smart recommendations to personalized engagement, AI is redefining the car-buying experience.

Source: Novaon Digital

3. Connecting AI to Create a Seamless Customer Experience: From Discovery to Purchase Decision

The four AI applications can address different needs throughout the car-buying journey, but their greater value lies in connecting them to create a seamless experience. From recommending suitable vehicles and personalizing content to providing consultation and customer care, data gathered at each touchpoint can inform subsequent interactions, enabling brands to better understand customer needs and maintain consistent engagement throughout the consideration process.

Connected AI solutions bridge online and offline touchpoints, creating a seamless journey from discovery to purchase.

Source: Novaon Digital

For instance, when customers use an AI Recommendation tool to identify suitable vehicles, information about their budgets, intended uses, and preferred features can form the basis for subsequent content personalization. If they require more detailed advice or wish to book a test drive, Conversational AI can help receive and process their requests, while the CRM system enables sales teams to continue engaging with them based on previously identified needs. This makes it possible to create a more connected journey from online research to the showroom experience.

According to Cox Automotive’s 2025 Car Buyer Journey Study, published in January 2026, 25% of new-vehicle buyers in the United States used AI tools during their car-buying process. The study also found that 63% of respondents considered a combination of online and in-person interactions to be the ideal car-buying experience. These findings suggest that AI is becoming part of the automotive purchase journey, while the integration of digital touchpoints and physical experiences remains important to consumers.

For automotive brands, integrating AI with customer data, marketing activities, and sales systems creates opportunities to improve consultation quality, nurture potential customers, and support conversion. Rather than optimizing each tool independently, brands should work toward a consistent journey in which every interaction contributes to a deeper understanding of customer needs, delivers relevant value, and strengthens customer relationships.

4. Conclusion

AI is gradually transforming the car-buying journey, from how customers discover vehicles and engage with content to how they seek information, receive consultation, and experience customer care. Through AI Recommendation, Personalized Content, Conversational AI, and CRM Personalization, automotive brands have greater opportunities to understand customer needs, personalize interactions, and connect different stages of the purchase journey more effectively.

However, the value of AI does not come from technology adoption alone. It also depends on the ability to integrate data, maintain consistent customer experiences, and connect digital interactions with real-world sales activities.

In this context, Novaon Digital approaches automotive customer experience through its Strategy – Creative – Technology (SCT) framework, bringing together strategic thinking, creative content, and technology solutions throughout the customer journey. Building on this foundation, AI applications, content personalization, and data management can be considered for integration across relevant touchpoints, with the aim of improving engagement quality, supporting conversion, and building lasting relationships between automotive brands and their customers.

Holiday Consumer Journey FMCG 2026: From Consumer Understanding to Brand Experience Design 

1. Holiday FMCG: Growth Opportunities Amid Cautious Consumer Spending 

In an analysis published on 12 June 2026, Worldpanel by Numerator reported that value growth in Vietnam’s in-home FMCG market had turned negative. Purchase volumes declined across both urban and rural areas, particularly in dairy, beverages and packaged foods. Food costs, alongside concerns about safety and counterfeit products, have prompted shoppers to scrutinise brands and quality more closely. 

The holiday season remains commercially significant. According to NIQ, Tet contributes approximately 20% of annual FMCG value, with Tet 2025 recording 5% value growth compared with the previous year. Gifting and worship-related purchases remained key drivers, with consumers favouring trusted, well-presented products that balance practicality with festive meaning.

Brands need to align product options and promotions with purchase purpose, budget, and consumption needs. 

Source: Novaon Digital 

However, purchase demand does not necessarily mean consumers are willing to buy more. PwC’s Voice of the Consumer Survey 2025, which included 517 respondents in Vietnam, found that 47% considered price a primary factor when choosing food, while 70% said they would buy only what they needed to reduce food waste. 

Although these findings cover different areas, they point to a shared challenge: brands need to help shoppers understand which options suit their purpose and budget. For food, beverages and categories associated with gifting and gatherings, a single pack format or promotion is unlikely to meet every holiday need. 

During the holiday season, the same shopper may buy for themselves, prepare gifts and shop for their family. Before developing a sales programme, brands should therefore ask: Who is the customer buying for, on what occasion, and what value do they expect from the product? The answers help determine suitable pack formats, product combinations and promotional benefits to prioritise. 

2. Holiday Consumer Mindsets: How Purchase Purpose Changes Selection Criteria 

Self-reward, gifting and sharing describe an expanding circle of people considered during a purchase: oneself, a gift recipient and a group sharing the product. These three mindsets can coexist in the same basket, and shoppers may move between them depending on the occasion. They provide a way to interpret purchase purposes rather than suggest that the entire market is progressing through three consecutive stages. 

When buying for themselves, consumers assess the personal experience. When choosing gifts, they also consider suitability for the recipient and how the gift will be presented. When buying to share, they need to account for group size, different preferences and portioning. These considerations directly influence pack formats, product combinations and the value of promotional offers. 

Purchase purpose guides holiday pack formats, bundles, and promotions. 

Source: Novaon Digital 

Self-Reward: Enhancing the Experience Within a Comfortable Budget 

Vietnam State of Snacking 2024, released by Mondelēz Kinh Do in 2025, found that 88% of surveyed consumers in Vietnam viewed snacking as a way to reward themselves. This finding highlights the role of personal enjoyment in the snacking category and provides a reference point for brands exploring self-reward needs. 

In this mindset, shoppers want to enjoy products they like while managing how much they spend on the experience. Smaller packs or variety trial sets can make products more accessible, particularly when consumers want to explore something new without committing to a large quantity. 

Bundles should also serve the individual experience. A variety set should encourage discovery, while products grouped together should complement one another within the same consumption occasion. The value of the bundle needs to be clear enough for shoppers to understand why they should choose the set rather than buy individual items. 

An appropriate promotion lowers the barrier to trial or makes a more appealing option accessible within a comfortable budget. If qualifying for an offer requires buying more than needed, a small treat can become a purchase that demands greater consideration. Communications should therefore clarify the experience and value offered, helping shoppers answer: “Is this choice worth the reward I want to give myself?” 

Gifting: Helping Shoppers Feel Confident About Their Gift Choice 

When buying gifts, shoppers assess products on behalf of the recipient while considering the message they want to convey. NIQ reported that during Tet 2025, consumers prioritised trusted, well-presented products that balanced practicality with festive meaning. Some categories also showed signs of trading up when the product’s value was sufficiently compelling. 

The brand’s task is to reduce uncertainty about whether a gift is suitable. Gift boxes need polished presentation alongside sufficient information about their contents, quality, quantity and price. The story conveyed through the packaging should help shoppers understand the meaning behind the gift and distinguish between available options. 

Gift sets should have a clear rationale based on the recipient, occasion and budget. When offering several price tiers, brands should explain the additional value at each level, from product contents to presentation and accompanying services. This helps shoppers choose based on suitability rather than simply comparing prices or box sizes. 

Gift wrapping, cards and delivery support can help complete the gifting experience. An offer is valuable when it makes giving a gift easier and ensures it arrives at the right time. Emotional messaging should therefore be supported by practical information, giving shoppers confidence that the gift suits both the recipient and their budget. 

Sharing: Enough for the Group, Easy to Share and Less Left Over 

Vietnam State of Snacking 2024 found that 85% of surveyed consumers in Vietnam enjoyed sharing their favourite snacks with others. This finding points to the role of shared enjoyment in the snacking category. 

When buying to share, consumers need to balance group size, different preferences and expected consumption. Buying for more people does not automatically mean choosing larger packaging. Multipacks containing smaller portions, resealable packaging or mixed-flavour sets may better suit how the group will use the product. 

Bundles designed for sharing should help shoppers answer two questions: what can everyone enjoy together, and how much is enough? Mixed-flavour sets can accommodate different preferences, while product combinations need to suit the consumption occasion. Information about servings and quantities helps shoppers estimate their needs before choosing. 

Multi-buy promotions should clearly show the total price, quantity received and savings. Purchase thresholds should be considered alongside the likelihood of using all the products, so that price benefits align with appropriate quantities. The message of sharing is then supported by a practical choice: easy to select for a group, easy to portion and less likely to leave excess after gatherings. 

These three mindsets help brands review the role of each product during the holiday season. One option may serve several purposes, but identifying its primary purpose helps prioritise design and communications. 

Within an existing portfolio, brands can begin by adjusting product combinations, product information or promotional benefits before considering new pack formats. The extent of any changes should reflect category characteristics, sales channels and implementation resources. 

3. Connecting Purchase Mindsets with the Choice Experience 

Understanding purchase purpose provides a foundation for a consistent brand experience, from communications to the point of sale. Content helps shoppers recognise products that meet their needs; packaging, displays and sales advice then clarify the value so they can compare and choose. 

In stores, shoppers should be able to recognise the products and offers introduced through communications. Online, bundle contents, pack formats, total prices and delivery timelines need to be clear. Consistency across touchpoints helps shoppers verify the brand’s message and make an informed decision.

The SCT model in the brand experience approach. 

Source: Novaon Digital

Connecting these touchpoints requires coordination across Strategy, Creative, Technology. Strategy identifies consumer needs and the product’s role; Creative translates that value into relevant stories and expressions; Technology supports access to information, connects shoppers with points of purchase and captures feedback. When aligned around a specific purchase purpose, these three elements help create a seamless experience from initial interest to product selection. 

For gifting, this connection begins by helping shoppers understand the meaning they can convey through the product. Effectiveness should be assessed according to the role of each activity. Communications can track interest and engagement, while sales activities should examine sales volumes by pack format, bundle take-up, average order value and profit after promotions. When evaluating growth, brands should also assess whether additional sales reflect a shift between products or purchase periods. 

4. Bao Ngoc: Expressing Gifting Value Through Brand Identity 

Bảo Ngọc x Novaon Digital 

Source: Novaon Digital 

With a longstanding presence in Hanoi and mooncake collections inspired by Thang Long’s cultural heritage, Bao Ngoc sought to communicate its brand values, introduce new packaging and increase interest across digital platforms while extending its reach to younger audiences. 

Novaon Digital brought together brand heritage, product stories and family connections under the message “A World of Memories, Filled with Love”. The campaign explored Mid-Autumn memories through Facebook page content, influencers, a photo contest and advertising. Stories of childhood celebrations connected personal experiences and traditional values with the product collections, while humorous content provided an additional way to engage younger audiences. 

Viewed through the gifting mindset, this approach articulated what shoppers could convey through their gift: memories, care and family connection. Packaging and brand storytelling contributed to a shared meaning behind the act of giving. 

Although developed for the Mid-Autumn Festival, the case offers an approach relevant to gifting communications on other festive occasions: finding a meaningful connection between product identity, the gifting occasion and the recipient. For the year-end holiday season, brands need to adapt their messages to each occasion while providing clear information about gift sets, prices and delivery to support purchase decisions. 

5. Closing Thoughts 

Self-reward, gifting and sharing place three different demands on holiday FMCG products: a satisfying personal treat, compelling value as a gift and convenience when sharing. Pack formats, bundles and promotions therefore need to reflect purchase purpose and actual consumption needs. 

By starting with “Who is the customer buying for?”, brands can identify which options to prioritise, communicate the right value and provide consistent information at the point of sale. This creates a foundation for turning holiday interest into a purchase that fits the customer’s needs.

FUJIYA

Campaign

Country Ma’am IMC Campaign 2026 -“Ma’am là mê”

Brand

Fujiya -Country Ma’am

Success Story

Novaon Digital turned Country Ma’am’s pronunciation barrier into the creative idea “Ma’am -The Magic Word”, connecting TVCs, music, school experiences, and user-generated content. The campaign recorded over 7.68 million impressions, 2.92 million reach, and 1.21 million engagements, bringing the soft-cookie proposition closer to children and families.

Background & Objectives

Country Ma’am offered a distinctive soft-cookie texture but faced two barriers: a brand name that Vietnamese consumers found difficult to pronounce and remember, and a texture that could be mistaken for staleness. The campaign needed to build name recognition, clarify the product proposition, and encourage trial among children aged 6–15 and mothers aged 30–45, the primary buyers.

Brand Experience Implementations

Under “The Soft Magic Spell”, saying “Ma’am” became a switch from stressful or boring moments into a joyful “Soft World”. Jingles and TVCs built memory; school activations brought the world to life through flashmobs, games, and sampling; and Ma’am Dance with #VuDieuMaAm encouraged social participation. Colourful visuals and rounded shapes made the product’s softness visible and tangible.

Campaign Objectives

-Establish Country Ma’am as a soft-cookie brand.

-Improve brand-name recall and correct pronunciation.

-Connect softness with feelings of joy and relaxation.

-Encourage product trial, challenge participation, and content sharing.

Novaon Digital’s Scope of Work

-Creative & Art Direction: Magic Word, Soft World, and a consistent visual system.

-TVC & Brand Sound: TVCs, jingles, Ma’am Dance, and short-form adaptations.

-School Activation: Flashmobs, playground experiences, minigames, and sampling.

-Social Participation: KOL/KOC challenge kick-off, TikTok Challenge, and UGC.

-Media & Measurement: Audience-specific roles for YouTube, Facebook, and TikTok, supported by retargeting and performance measurement.

Holiday Consumer Journey in Banking & Finance: What Touchpoints Do Consumers Encounter Before Making Year-End Spending Decisions in 2026? 

The year-end festive season is not only a peak shopping period, but also a highly competitive time for Banking & Finance brands seeking to drive transactions. As consumers have more choices across banks, e-wallets, and payment methods, attractive promotions are no longer the only factor determining which brand they choose. 

Holiday Consumer Journey in Banking & Finance: What Touchpoints Do Consumers Encounter Before Making Year-End Spending Decisions in 2026? 

Against this backdrop, Novaon Digital introduces the report “Holiday Consumer Journey in Banking & Finance”, focusing on the festive-season spending journey and the role of communication touchpoints in guiding consumers from awareness to transaction and continued usage. 

1. FESTIVE SEASON 2026: FROM COMPETING ON PROMOTIONS TO COMPETING FOR EACH TRANSACTION DECISION

Extended shopping demand, increasing complex payment decision journeys 

Vietnam’s financial market is witnessing the increasingly widespread adoption of digital payments. According to data compiled from Banking Review, 87% of Vietnamese adults have a bank account. In 2025, the number of cashless transactions increased by 42.2%, while QR transactions grew by 51%. 

This development creates opportunities to drive more transactions, but at the same time intensifies competition among financial brands. As digital payments become a familiar consumer behavior, cashback programs, discounts, and card promotions are no longer sufficient to create long-term differentiation. 

In particular, the festive season stretches from 9.9, 10.10, 11.11, and 12.12 through Christmas, New Year, and Lunar New Year, continuously generating new spending needs. Consumers proactively plan their purchases, search for promotions across multiple platforms, and change their payment choices depending on the benefits available at the moment of transaction. 

One notable point is that every spending decision can involve two parallel choices: What should I spend on, and how should I pay? A consumer may use one bank as their primary account, while choosing another card or application to take advantage of a promotion at the point of transaction. 

This shows that the growth challenge for Banking & Finance brands is not only about acquiring more customers, but also about appearing at the right moment, delivering relevant benefits, and becoming the preferred choice in each transaction. 

2. BANKING & FINANCE BRAND REPORT: FROM MULTI-CHANNEL PRESENCE TO GUIDING THE ENTIRE SPENDING JOURNEY

What touchpoints do consumers encounter before making spending decisions? 

In the traditional approach, financial brands often deploy separate activities to increase awareness, promote offers, or drive transactions. However, consumers do not receive information through isolated channels. Before making a payment, they may see an advertisement on social media, search for a promotion, check benefits in an app, and continue evaluating their options at the point of sale. 

From this perspective, Novaon Digital’s report analyzes the Holiday Consumer Journey across five stages: Awareness – Consideration – Engagement – Transaction – Loyalty. 

At each stage, consumer behavior and needs change. From becoming aware of a spending need and searching for and comparing benefits, consumers gradually move toward interaction, transaction, and consideration of continued service usage. This requires brands to clearly define the role of each touchpoint across the entire journey. 

The report focuses on six key touchpoint groups: Social, Digital, OOH/DOOH, App, Activation, and POSM, illustrated through real-world case studies. 

Home Credit leveraged emotional Tet content on Social; Viettel Money combined Digital platforms to expand reach and encourage app downloads; Monzo used OOH/DOOH to connect its messaging with year-end financial needs. Meanwhile, PicPay, MB Bank, and OCB demonstrated different approaches through App, Activation, and POSM. 

These case studies show that each channel can play a distinct role in the customer journey. However, effectiveness does not come only from being present across multiple platforms, but also from the ability to connect touchpoints into one consistent experience. 

Based on this, the report introduces two key strategic directions: Full-funnel Communication Strategy, which helps define communication tasks at each stage, and Connected Touchpoint Strategy, which focuses on connecting interactions to guide the customer journey. 

This also represents a shift from multi-channel coverage to journey orchestration, from competing through promotions to competing through experience and the ability to generate subsequent transactions.

3. CONCLUSION 

Stategic shifts proposed by Novaon 

The 2026 year-end festive season creates new requirements for communication strategies in the Banking & Finance sector. As consumers have more choices and continuously move across touchpoints, competitive advantage no longer comes solely from the level of promotion, but also from the ability to appear at the right need state, at the right moment, and deliver a convenient experience throughout the journey. 

Connecting communication, applications, partner ecosystems, and customer data can open up opportunities to drive transactions, increase usage frequency, and maintain value after each payment. 

This is also the overarching strategic perspective Novaon brings to the “Holiday Consumer Journey in Banking & Finance” report, built on its proprietary Strategy – Creative – Technology (SCT) framework. By integrating strategic thinking, creativity, and technology, this approach connects communication touchpoints with brand experiences, creates a seamless customer journey, and drives growth throughout the festive season. 

Register now to receive the full report “Holiday Consumer Journey in Banking & Finance: What Touchpoints Do Consumers Encounter Before Making Year-End Spending Decisions in 2026?”: [LINK TO ACCESS THE DOCUMENT]

LPBANK

Campaign

LPBank TikTok Channel Development

Brand

LPBank

Success Story

Novaon Digital partnered with LPBank to build a distinctive TikTok identity through the Lộc -Phát characters and relatable stories about finance and office life. During the reporting period, the channel averaged 25,762 views per video, achieved 129% of the view KPI, and recorded 2,383 followers. The “Mỗi ngày một cuộc đời” series stood out for its authentic workplace storytelling.

Background & Objectives

As young audiences increasingly favoured digital experiences and short, accessible content, banks needed a new communication approach on TikTok. LPBank had strong credibility and a diverse product portfolio, but its image remained traditional and lacked a distinctive platform identity. The challenge was to refresh the brand, connect with Gen Z, and introduce products naturally while maintaining professionalism and trust.

Brand Experience Implementations

The BUILD -BOOST -BOND strategy combined insider banking stories with everyday financial knowledge to establish a distinctive channel personality. The Lộc -Phát characters provided consistent brand cues, while products appeared within entertaining workplace situations. The “Mỗi ngày một cuộc đời” series explored relatable professional experiences, creating content that encouraged engagement and sharing

Campaign Objectives

-Refresh LPBank’s image and establish a distinctive TikTok identity.

-Combine entertainment, financial knowledge, and product communication.

-Grow engagement and build a lasting follower community.

-Set six-month targets to grow followers from 1,000 to 30,000 and average views from 5,000 to 20,000 per video.

Novaon Digital’s Scope of Work

-Channel Strategy: Content direction, channel personality, and a growth roadmap.

-Content Development: Financial knowledge, products and offers, and LPBank’s people and culture.

-Video Production: Lộc -Phát characters, entertainment formats, and workplace series.

-Channel Management: Scheduling, publishing, comment moderation, and inbox management.

-Measurement & Optimisation: Content performance tracking and improvements to hooks, CTAs, and product integration.

KUN JELLY

Campaign

Fun in Every Chew, Bursting with Flavour – Irresistibly Chewy

Brand

KUN Jelly

Success Story

Novaon Digital partnered with KUN to turn its jelly’s chewy, springy, and wobbly texture into a creative language of music, expressions, and playful dance movements. The campaign overview reported 109 million views, achieving 117% of plan, and approximately 391,000 engagements. The content connected children’s enjoyment with mothers’ reasons for choosing the product.

Background & Objectives

Jelly-category communication largely focused on sales, reviews, and always-on content, leaving room for a distinctive emotional territory for children. KUN needed to stand out through a playful product experience that was memorable and easy to imitate. The campaign addressed two audiences: children aged 6–11 who enjoyed flavour, colour, and games, and mothers who considered ingredients, safety, and convenience.

Brand Experience Implementations

Under “Wacky-Wiggly Stickman”, the campaign translated the jelly-eating experience into playful expressions and movements. An iTVC introduced KUN’s jelly world, while a signature jingle and dance created consistent memory cues. Always-on content combined product attributes with joyful KUN moments, and KOLs/KOCs brought the experience into everyday family life. A social contest encouraged mothers to capture, name, and share their children’s expressions while enjoying the product.

Campaign Objectives

-Increase awareness of KUN Jelly and the campaign message.

-Showcase fruity flavours and the chewy, springy texture.

-Build children’s affinity through music, characters, and games.

-Strengthen mothers’ reasons to choose KUN through product information and family moments.

-Encourage reviews, comments, minigame participation, and content sharing.

Novaon Digital’s Scope of Work

-Creative Direction: Expressed product enjoyment through a jingle, playful expressions, and signature dance movements.

-iTVC: Introduced KUN’s jelly world, connecting animated characters with the product experience.

-Always-on Content: Product-focused and emotional content pillars tailored to children and mothers.

-Social Outreach: KOL/KOC reviews, mother-and-child content, child creators, and fun challenges.

-Social Contest: “1001 biểu cảm quắn quéo siêu yêu”, encouraging creative user-generated content and sharing.

Brand Experience
Solution Agency

Novaon Digital harnesses the power of Strategy, Technology, and Creativity to drive brand growth. Drawing inspiration from crafting transformative experiences, we aim to enhance customer understanding and appreciation of your brand.


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